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Category: Competitive Environmental Intelligence Resources
Organic Strategies Assure Businesses Minimize Risk, Maximize Value And Optimize Performance while achieving hit ratios in excess of 90%

In Today’s Business Environment, Successful Businesses Use Organic Strategies To Add Value
Organic Strategies Assure Businesses Minimize Risk, Maximize Value And Optimize Performance while achieving hit ratios in excess of 90%
Today’s globally transparent business environment, feeding off the information highway, has brought an end to some traditional business/sales [...]

environmental Risk Assessment (ERA) Initial Survey

The foundation of an environmental Management Strategy (eMS) is the environmental Risk Assessment (eRA). An eRA identifies the various direct and indirect environmental issues impacting a business. An eRA does not attempt to meet any specific governmental standards or follow specific due diligence models that have been developed such as [...]

Development And Execution Of An environmental Management Strategy (eMS)

Environmental liabilities via direct or indirect exposures impact virtually every business in existence. Businesses with direct environmental exposures are quite obvious like chemical manufactures, hazardous material transporters, environmental remediation contractors….
Businesses with indirect environmental exposures are not quite so obvious, like a financial institution with a mortgage on an [...]

Successfully Writing Environmental Insurance Begins With A Quality Submission

Virtually every business in existence faces either direct or indirect environmental exposures. Through development and execution of an environmental Management Strategy (eMS), most businesses realize they do not possess the financial strength to self insure their environmental exposures. One environmental risk transfer strategy is to purchase an environmental liability insurance [...]

Now It's Personal

Environmental Strategist, between the lines: I pulled the following competitive environmental intelligence from my latest issue of Waste Age magazine. While this article addresses those in the waste business it also holds true for any business operating in the United States today.
As the article points [...]

MOLD AND MILDEW REMEDIATION

What is Mold?
Mold are fungi, tiny particles present everywhere, indoors or outdoors. They will grow from a form called spores. Spores will grow anywhere there is moisture, warm and humid conditions. Where humidity levels are high such as basements or showers. No one knows how many species of fungi exist [...]

HOW ISO 14000 IMPACTS THE COMMERCIAL PROPERTY & CASUALTY INSURANCE AGENT

Ford, DaimlerChrysler, General Motors and IBM have forced property and casualty insurance agents to proactively address the environmental issues that impact their clients or face E&O suits and/or loosing business. Wait a minute, you say, what is this all about?
To start with, let’s take a look at what Ford, [...]

AIRPORT AND AIRCRAFT MAINTENANCE FACILITIES ENVIRONMENTAL EXPOSURES

environmental Strategist, between the lines: This article talks about Environmental Management Systems (EMS) which are part of ISO 14000. I offer this competitive intelligence to show, for the aviation industry the environmental bar is raising. You will find below a list of potential environmental exposures faced by the aviation industry [...]

Guide On profiting In Today's Environmental Market

environmental Risk Managers, Inc.
Guide On profiting In Today’s Environmental Market
Development and Execution of an
environmental Management Strategy (eMS)
Liability creates change: Environmental liabilities have changed the way businesses operate. This document will show you, how to take advantage of the changes environmental liabilities have created.
Part One
We [...]

Successfully Writing Environmental Insurance Begins With A Quality Submission

Virtually every business in existence faces either direct or indirect environmental exposures. Through development and execution of an environmental Management Strategy (eMS), most businesses realize they do not possess the financial strength to self insure their environmental exposures. One environmental risk transfer strategy is to purchase an environmental liability insurance [...]

EPA Issues First WaterSense Label for Landscape Professionals

environmental Strategist, between the lines: Share this competitive environmental intelligence with landscape irrigation professionals. Like the impact “energy Star” has had on the appliance industry, so too will the WaterSense label have a huge impact upon the landscape irrigation industry. Those who act now to get certified will gain a [...]

In Today's Business Environment, Successful Businesses Use Organic Strategies To Add Value

Organic Strategies Assure Businesses Minimize Risk, Maximize Value And Optimize Performance while achieving hit ratios in excess of 90%
Today’s globally transparent business environment, feeding off the information highway, has brought an end to some traditional business/sales theories. In a global economy, commodity or transactional business theories are facing [...]

New Campaign Stresses Correct Drug Disposal

Officials from the U.S. Fish and Wildlife Service and the American Pharmacists Association (APhA) have signed a formal agreement outlining how they will work cooperatively to build consumer awareness of the hazards posed by the improper disposal of unused and expired medications into the nation’s waterways.
The “SMARxT DISPOSAL” campaign was announced [...]

EPA Program Recognized by American IAQ Council

environmental Strategist, between the lines: Indoor air quality can be up to 20 times worse than outdoor air and children are some of the most susceptible. Most schools are operating on tight budgets and being able to get an indoor air quality program implemented for free can be very valuable. [...]

Group Seeks Ban on Detergent Ingredient

environmental Strategist, between the lines: If you work with any insured’s that use nonylphenol ethoxylates, or NPEs, typically found is industrial and household detergents, let them know this change is coming. We always talk about the indirect environmental exposures a business can face and here is a perfect example. [...]

Grappling With a Climate of Change

environmental Strategist between the lines: This competitive environmental intelligence points out we are in the infancy with climate change and positions are beginning to take shape. The supreme court ruled in April 2007 the EPA can regulate green house gas emissions under the Clean Air Act. The court also ruled [...]

Car seats draw new warning

environmental Strategist, between the lines: CCA treated lumber has been found to leach chemicals, some plastics when heated (microwave, fire) have been found to leach chemicals, so car seats following the same path would not surprise me. There will need to be a lot more research performed to support this [...]

Sick Buildings Introduction

*There are estimates that up to 60% of all buildings can be considered sick buildings.
*Indoor air quality can be 5 to 20 times worse than outdoor air.
* Research indicates that people spend approximately 90 percent of their time indoors.
* EPA estimates that poor indoor air may cost the nation [...]

Low-impact development concepts

As communities become more urbanized, rooftops, roadways, parking lots, and other impervious surfaces replace natural ground cover. As impervious surfaces increase, run-off increases and infiltration into the ground decreases.
Download the Low-impact development concepts Article

Odorless Vapors: An Insidious Intruder

Environmental strategist, between the lines: This competitive environmental intelligence is from Risk and Insurance Magazine, May 2007, and a special they ran on “The Nations Most Overlooked Risks.” Based on guesstimates that vapors impact 439,000 sites nationwide, this means in your state on average there are 8,780 impacted sites. This [...]

Market alert for contractors

Market alert for contractors and those that hire construction services: Over the last year Environmental Risk Managers has experienced a steady rise in the number of standard contractors around the country being required to have contractor’s pollution liability (cpl) insurance in order to perform their construction services. An [...]

New EPA Site to Help Businesses, People Become Better Environmental Stewards

environmental Strategist, between the lines: This EPA site opens with the following, “Environmental stewardship is the responsibility for environmental quality shared by all those whose actions affect the environment. Everyday, more than 300 million Americans make countless choices that can impact our environment. By being an active environmental steward you [...]

Americans Report Increased Environmental Consciousness And Expectation That Companies Will Take Action

environmental Strategist, between the lines: This report shows environmentally conscious consumers are a rapidly growing part of the economy and represent 1/3 of Americans. As consumers continue to get educated on our environmental issues they will become the majority, probably in the next few years. The survey points out businesses [...]

Bay Area Residents Face Tough Commutes

environmental Strategist, between the lines: The fire that caused the loss was caused by the petroleum, I assume this will be classified as a pollutant that caused the fire. I hope the insured has broadened auto pollution liability and not just an MCS-90 endorsement. The State of California said the [...]

Tough controls on formaldehyde enacted

environmental Strategist, between the lines: As this competitive environmental intelligence points out if you work in construction, making kitchen cabinets, counter tops, furniture, veneer or other trades and use formaldehyde, there is change on the way. The European Union already has formaldehyde standards and California is doing them one [...]

Latest garden rivalry is eco-friendly design

environmental Strategist, between the lines: Home Depot would not be in the business of offering water strategies if they did not know there was a buck to be made. Any business that can impact water, can gain a competitive advantage by incorporating or developing a strategic alliance with a third [...]

Want E.P.A. Hotel and Convention Center Business? Be a Bit Greener

environmental Strategist, between the lines: This is just the tip of the iceberg. The EPA is kicking off the pressure for the hotel and convention businesses to be greener. Private business will also follow this path as the pressure for business to reduce their carbon footprint continues to build. Share [...]

Noncompliance With Fire Safety Standards Led To Explosion at Bellwood, Ill., Plant

environmental Strategist, between the lines: Are your clients doing what they can to avoid this type of tragedy. If a disaster like this occurs are your clients prepared to handle it? Now is the time to find out, not after the disaster occurs.
Assisting your clients to develop and execute their [...]

EPA-certified "Green" rigs become available

The Environmental Protection Agency (EPA) said that beginning this month, many truck and trailer OEMs are offering customers 2007 models certified by EPA’s SmartWay program to improve fuel efficiency.
By meeting EPA equipment specifications, these models provide the benefit of saving operators money while reducing greenhouse gas emissions and air [...]

ISO's developing social responsibility standard

environmental Strategist, between the lines: Back in the 90’s when ISO was preparing for the release of their ISO 9000 and 14000 standards I strategized how ISO would change the way business operates. Since then major corporations around the world have initiated the ISO standards and at the [...]

Cleanups of Leaking Fuel Tanks Lag; Job Could Cost $12 Billion

Environmental Strategist, between the lines: If you work with underground storage tank (UST) owners, or businesses that buy and sell land, please share this competitive environmental intelligence.
The last major UST report that came out I said the government was low in their guesstimate on the number of leaking tanks and [...]

City mixed in environment report

environmental Strategist, between the lines: Reports like this push the issue of transparency to a broader audience. I would review the report and see where your city ranks. For cities with low rankings, this competitive environmental intelligence can be useful to encourage the cities and businesses operating in the cities [...]

WHY ALL RISKS HAVE A POLLUTION EXPOSURE

Every business has exposure to environmental liabilities and yet only a very small percentage of P&C insurance agents are discussing environmental issues with their client’s. Agents not discussing environmental issues with their client’s are needlessly jeopardizing the financial health of the agency.There is no other commercial insurance product that Since [...]

OSHA Issues Guidance On Abrasive Blasting in Shipyards, Information Useful To Similar Working Environments

environmental Strategist, between the lines: This competitive environmental intelligence is excellent for any business involved in the abrasive blasting business. While it is designed with shipyards in mind, it’s appropriate for any business involved in abrasive blasting, from contractors, to manufacturer’s. While many involved in the abrasive blasting business [...]

PROTOCOL FOR WATER LEAKS AND MOISTURE ANALYSIS

environmental Strategist, between the lines: A client of ours, who shall remain anonymous, is a residential developer, contractor and remediator and they created “__________Protocol For Water Leaks and Moisture Analysis”, to educate their client’s and bring value to their product. I feel this competitive environmental intelligence gives you a proactive [...]

Schools are a Hot Market for Sustainable Design

environmental Strategist, between the lines: As noted, “The study also found a strong need for access to and information on green building products.” In other words, educational institutions and their vendors are looking for competitive environmental intelligence and the one who delivers it will be indispensable.
The competitive environmental [...]

Your Soft Market Antidote

environmental Strategist, between the lines: One of our environmental insurance carriers sent out the following competitive environmental intelligence.
www.estrategist.com
Your Soft Market Antidote
Agents who desire an exceptional insurance product to round out their contracting risks needlook no further than Contractor’s Pollution Liability (CPL) insurance.
Contractors: All contractors have a pollution exposure, and [...]

EPA Expands Water Contaminant Information Tool

environmental Strategist, between the lines: For any of you who work for or with drinking water and/or wastewater utilities, this competitive environmental intelligence can be very beneficial.
EPA Expands Water Contaminant Information Tool
12/8/2006 Washington, D.C. — EPA has expanded the Water Contaminant Information Tool (WCIT) to assist water utilities, [...]

D.C. Council Passes Green Building Rules for Private Development

environmental Strategist, between the lines: All developers would be smart to make adjustments to their business strategies to incorporate green building practices if they have not already done so. As this competitive environmental intelligence points out, green building strategies are gaining momentum. Those developers that begin to adapt green building [...]

Corporate sustainability pioneers are 'creating value'

Environmental Strategist, between the lines: As this competitive environmental intelligence points out “A ranking of leading companies, based on the quality of their sustainability reporting, has identified a shift from risk management towards an “entrepreneurial approach” to sustainability. ” meaning business is moving beyond just meeting government standards. [...]

CFOs can give us straight talk on sustainability

environmental Strategist, between the lines: Share this competitive environmental intelligence with your client’s financial TEAM member. I like how it points out developing and executing an environmental Management Strategy (eMS) will give the same information as Warren Buffet gives his investors but from an environmental perspective. This competitive environmental [...]

Social innovation: How values-led brands are helping to drive business strategy

Speech by Patrick Cescau, Group CEO of Unilever, at the Business as an agent of world benefit Forum in Cleveland (OH), USA (24 October 2006)
According to Unilever’s Patrick Cescau, corporate responsibility “isn’t philanthropy, it’s business. For us, social responsibility is about creating social benefits through our brands and through our [...]

Preschool Puberty and a Search for the Causes

environmental Strategist between the lines: This competitive intelligence points out why it’s critical we all begin to educate ourselves on how environmental issues impact human health and our ecology. I am not saying the study is correct but if we follow this issue over time we will be able to [...]

New Tool Will Help Colleges Improve Environmental Compliance And Results

10/12/2006 Washington, D.C. — Colleges and universities nationwide are getting a new learning tool in the form of a compliance assistance center that will help them understand and comply with environmental laws. The center, which will also benefit grade schools, will be the [...]

DuPont unveils ambitious environmental plans

environmental Strategist between the lines: After so many years of delivering competitive environmental intelligence on why businesses need to develop and execute their environmental Management Strategy (eMS), it’s refreshing to find success stories to help encourage you to commit today to raise the level of your professional service. DuPont realizes [...]

The Pollution Within Us

environmental Strategist, between the lines: As a professional environmental Strategist (eS) I have spent the last 18 years listening to about every type of reasoning from business people on how they do not have any environmental issues impacting their operations. This does nothing more than point out their ignorance about [...]

Chemical Fire Forces 17,000 to Flee Town

environmental Strategist, between the lines: There are three main benefits businesses should look to gain through transferring some of their environmental liabilities to a third party insurance company.

All policies come with defense coverage. As the environmental loss detailed in the article below unfolds, you can [...]

Making a Profit and a Difference

environmental Strategist, between the lines: What came first, the chicken or the egg? When it comes to environmental/sustainable issues and business, the question has been, can you be profitable and environmentally friendly/sustainable.
environmental Strategist has shared with you competitive environmental intelligence about big business, showing that not only can you be [...]

it's Good to Be Green

Increasingly companies are recognizing the benefits of eco-efficiency.
Download the it’s Good to Be Green Feature

Study Finds Drugs, Chemicals in Sewage Sludge

environmental Strategist between the lines: Bio-solid disposal is an issue that impacts a broad range of businesses. From the generators, to those who manage it to those who use it in land application.
Most people are not aware that the number one user of antibiotics and steroids is the pork, [...]

New Manifest Form Required For All Hazardous Waste Handlers

Effective immediately, all hazardous waste generators and treatment, storage, and disposal facilities must use EPA’s standardized hazardous waste manifest form. Since 1980, the manifest form has provided a complete paper trail of a waste’s progress from generation to disposal. It also identifies the [...]

Alma Matters

environmental Strategist, between the lines: This competitive environmental intelligence supports what environmental Strategist (eS) have been saying for years, those businesses who develop and execute an environmental Management Strategy (eMS), not only learn how to produce and deliver a better product but they increase their profits. Being environmentally proactive [...]

Understanding RoHS – What it Means to U.S. Manufacturers

environmental Strategist, between the lines: The current regulation being discussed affects electronics companies dealing in Europe. As the report points out, this more than likely will be standard operating procedure here in the U.S. in the very near future. Share this competitive environmetnal intelligence with your clients in the electronics [...]

EPA Takes Important Step in Controlling Air Pollution from Farm Country Animal Feeding Operations

8/24/2006 Washington, D.C. — EPA has just gotten approval to take the next important step to gather air emissions data from agricultural animal feeding operations (AFOs) and to ensure compliance with environmental laws. This step consists of certain AFOs voluntarily taking part in [...]

In the Eye of the Storms

Below are excerpts from a Risk and Insurance magazine interview with Brian Storms, CEO of Marsh
In the Eye of the Storms
Brian Storms pulls Marsh out of the Spitzer quagmire and reinstills in his troops the firm’s long tradition of service.
By Jack Roberts
When Brian Storms first arrived at MMC Corp. as [...]

Judge blasts EPA's efforts

He denies request for later deadline, says agency is ‘foot dragging’ on air standards
- Jane Kay, Chronicle Environment Writer
Friday, August 4, 2006 The U.S. EPA devoted substantial resources to making discretionary rules, many of which are “more congenial to industry,” instead of fulfilling its legal obligation to curtail toxic air contaminants, [...]

The Willis Index: 2006 Environmental Claims – The Tip of The Iceberg?

From Insurance Newscast
environmental Strategist, between the lines: As this competitive environmental intelligence points out we are just at the tip of the iceberg in relation to environmental claims. According to Willis research, the situation is going to get worse and have a broader impact on businesses. To me [...]

GAO Says EPA Suffers from Chronic Management Problems

environmental Strategist, between the lines: As this competitive environmental intelligence from the Government Accountability Office (GAO), the investigative arm of Congress points out, for any business impacted by environmental issues (SOX, SAB 92 ruling, FIN 47, Superfund, Resource Conservation and Recovery Act, , Clean Water Act, Clean Air Act, Underground [...]

Green Group Buys Out Fishermen to Protect Ocean Floor

environmental Strategist, between the lines: Since an environmental Strategist is a profession with its roots beginning in the 1990’s some strategies are not painted with a broad brush. We are more like the movie “What About Bob”, with Bill Murray, taking baby steps on our envirolutionary path. The article [...]

Our Cities Planning for Sustainability

Environmental Strategist, between the lines: For anyone involved in the public sector, whether through employment, election, volunteering, www.estrategist.com offers the following competitive environmental intelligence.
Private business and now public entities are all getting on the sustainability business platform because it makes sense. Our past, slash and trash economic platform [...]

Insurers must act on climate change, says Lloyd's

environmental Strategist, between the lines: First off, I want to point out that it is very rare when I will use information or comment on climate change because to me there are to many variables for our experts to understand. Is the earth warming up? Since the last ice [...]

It's Income Tax Time For Americans

environmental Strategist between the lines: I held off sending the following article so we could all get past tax time. The following competitive environmental intelligence is one I have been following for some time and it is only a matter of time before we see this trend spreading across the United [...]

First U.S. Voluntary Standard For Computers In Place

environmental Strategist, between the lines: This is part of Environmentally Preferable Purchasing (EPP) and you and your clients will be seeing a lot more of EPP. environmental Strategist has been reporting for years on EPP such as one that is quite common now, Energy Star. Energy Star is for appliances [...]

Ship It, Ship It Good

How companies are driving down the impacts of shipping
By Joel Makower
23 May 2006
We all know that planes, trains, and automobiles use gobs of fuel and spew mega-gobs of greenhouse gases and other pollutants into the atmosphere — and that makes freight transport a particularly dirty business.
The environmental impacts of [...]

Flush With Success

environmental Strategist, between the lines: As we all know the press likes to sensationalize and to do this they generally like to report on big companies. I like this competitive intelligence because it points out how small businesses with a proactive strategy can benefit.
I know that 75% of the earths [...]

Buying Out Liabilities

www.estrategist.com is proud to offer the following competitive environmental intelligenc:
environmental Strategist, between the lines: There are those in business who like to create what they see as job security by portraying the functions they perform as only being able to be accomplished due to their expertise. Environmental risk management/insurance has [...]

AIG Environmental's Joe Boren Slated for a Panel Discussion at RIMS 2006 to Address the Impact of FIN 47 on Corporate Environmental Disclosure Practices

I offer the following competitive environmental intelligence supplied by AIG environmental.
AIG Environmental®’s Joe Boren Slated for a Panel Discussion at RIMS 2006 to Address the Impact of FIN 47 on Corporate Environmental Disclosure Practices
Joe Boren, Chairman & CEO of AIG Environmental® will participate on a panel at the RIMS conference [...]

State of Michigan Bond form UST

State of Michigan: R 29.2163d Surety bond, Rule 63.d Section 280.98 is amended as follows: Section 280.98. (a) An owncr or operator may satisfy the requirements of section 280.93 by obtaining a surety bond that conforms to the requirements of this section. The surety company issuing the bond shall be among [...]

Email to agents on UST bond market status

Competitive environmental intelligence from www.estrategist.com on Underground Storage Tanks (UST’s) financial assurance
Margaret Catalano, of Allied Insurance Managers in Rochester Hills, Michigan and I were strategizing on the current status of the financial assurance bond market for UST’s in the state of Michigan for one of her clients. (Note: I [...]

Bringing risks to account

environmental Strategist, between the lines: As this article points out, environmental information is competitive intelligence that businesses need to survive in today’s business environment. While this article addresses issues that impact larger businesses, we know from experience that it will also have an impact upon smaller businesses as time goes [...]

Treated Wood Poses Long-Term Threat

environmental Strategist, between the lines: Liability, creates change and this is a liability issue that is, and will create change for the masses. CCA treated lumber will have a vertical and horizontal liability impact.
From the manufacturers to distributors, property owners, contractors, disposers, governmental entities and the list goes on. I [...]

How green printing can make a good impression

environmental Strategist, between the lines: For those who work with or are associated with the printing industry, www.estrategist.com offers the following competitive environmental intelligence.
The article “Press Relations, How green printing can make a good impression”, supports what environmental Strategist have been showing clients for years, by developing and executing [...]

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