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	<title>Environmental Risk Managers, Inc.</title>
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		<title>Without CEO Buy Companies Struggle at Sustainability</title>
		<link>http://www.environmentalriskmanagers.com/erm/without-ceo-buy-companies-struggle-at-sustainability/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/without-ceo-buy-companies-struggle-at-sustainability/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 14:05:21 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=493</guid>
		<description><![CDATA[Without CEO Buy-In, Companies Struggle at Sustainability 
GreenBiz.com, 2 April 2010 &#8211; In addition to &#8220;you can&#8217;t manage what you don&#8217;t measure,&#8221; the idea that environmental leadership has to come from the top is one of the truisms of green business.
And yet, a recent survey of nearly 2,000 executives verifies not only the truth of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a pollutant</title>
		<link>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant-2/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant-2/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:27:48 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=491</guid>
		<description><![CDATA[What is a pollutant? If you look at an insurance policy they will define a pollutant as smoke, soot, vapors, fumes, acids&#8230; I am not a scientist and so the definition of a pollutant we use at ERMI is “A material, substance or product that gets introduced into an environment for other than its intended [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Washington Law Requires Disclosure of Environmental Conditions</title>
		<link>http://www.environmentalriskmanagers.com/erm/washington-law-requires-disclosure-of-environmental-conditions/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/washington-law-requires-disclosure-of-environmental-conditions/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:25:49 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=490</guid>
		<description><![CDATA[What is a pollutant? If you look at an insurance policy they will define a pollutant as smoke, soot, vapors, fumes, acids&#8230; I am not a scientist and so the definition of a pollutant we use at ERMI is “A material, substance or product that gets introduced into an environment for other than its intended [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/washington-law-requires-disclosure-of-environmental-conditions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Walking the Green Talk the Sustainability Tool Kit</title>
		<link>http://www.environmentalriskmanagers.com/erm/walking-the-green-talk-the-sustainability-tool-kit/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/walking-the-green-talk-the-sustainability-tool-kit/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:18:32 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=488</guid>
		<description><![CDATA[The American Society of Landscape Architects (ASLA) has recognized the need of good, practical tools to successfully put sustainable design theory into practice. Assembled to help designers and policy makers undertake and complete sustainable projects at regional, urban and local levels, ASLA’s Sustainability Toolkit provides an array of online resources: assessment tools, checklists, modeling software [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/walking-the-green-talk-the-sustainability-tool-kit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TSCA Information Now Free to Public</title>
		<link>http://www.environmentalriskmanagers.com/erm/tsca-information-now-free-to-public/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/tsca-information-now-free-to-public/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:17:10 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=486</guid>
		<description><![CDATA[For the first time, the EPA is providing Web access, free of charge, to the Toxic Substances Control Act (TSCA) Chemical Substance Inventory. The agency announced on Monday, March 15, 2010, that it would open up the entire TSCA database to the public, and make the information freely available on the agency&#8217;s website and on [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/tsca-information-now-free-to-public/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tragedy of Food Dafety Reform</title>
		<link>http://www.environmentalriskmanagers.com/erm/tragedy-of-food-dafety-reform/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/tragedy-of-food-dafety-reform/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:15:57 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=484</guid>
		<description><![CDATA[Risk, bacteria, and the tragedy of food-safety reform 1
by Tom Philpott
The Senate will likely vote on its food safety bill, S. 510, next week. Now that consumer groups and sustainable-ag advocates have settled their fight over the treatment of small-scale producers, the legislation looks set to pass &#8212; unless it falls victim to the absurd [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/tragedy-of-food-dafety-reform/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Fate of Dairy Antibiotics in Ground Water</title>
		<link>http://www.environmentalriskmanagers.com/erm/the-fate-of-dairy-antibiotics-in-ground-water/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/the-fate-of-dairy-antibiotics-in-ground-water/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:11:20 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=482</guid>
		<description><![CDATA[environmental Strategist, between the lines: Agriculture is the number one user of fresh water in the world and it’s the number one contaminator of fresh water. Every agricultural business faces a vast array of environmental exposures on a daily basis. This is just one study amongst millions on the environmental impact of the agricultural industry.
Each [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/the-fate-of-dairy-antibiotics-in-ground-water/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Test shows water problem near natgas drill site</title>
		<link>http://www.environmentalriskmanagers.com/erm/test-shows-water-problem-near-natgas-drill-site/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/test-shows-water-problem-near-natgas-drill-site/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:08:11 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=480</guid>
		<description><![CDATA[environmental strategist, between the lines: Nothing is conclusive here, just an FYI. Take a look at the attachment about the EPA and what they are looking into. Make sure your client&#8217;s know the EPA microscope is looking into their industry practices. Might be a good time to get some pollution insurance.
Jon Hurdle, Reuters
Published September 2, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/test-shows-water-problem-near-natgas-drill-site/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Study finds reusable grocery bags can harbor dangerous bacteria</title>
		<link>http://www.environmentalriskmanagers.com/erm/study-finds-reusable-grocery-bags-can-harbor-dangerous-bacteria/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/study-finds-reusable-grocery-bags-can-harbor-dangerous-bacteria/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:05:52 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=478</guid>
		<description><![CDATA[Study finds reusable grocery bags can harbor dangerous bacteria
Published: Friday, June 25, 2010, 4:00 AM
Scott Shaw, The Plain Dealer
More and more shoppers are buying reusable bags, but be sure to wash them every week or so to avoid possible food contamination.
Those reusable, fabric shopping bags may be kind to the environment, but they may not [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/study-finds-reusable-grocery-bags-can-harbor-dangerous-bacteria/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State begins cleanup of massive illegal dump</title>
		<link>http://www.environmentalriskmanagers.com/erm/state-begins-cleanup-of-massive-illegal-dump/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/state-begins-cleanup-of-massive-illegal-dump/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 18:02:05 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=476</guid>
		<description><![CDATA[environmental Strategist, between the lines: This story is a perfect example of why any client you have the owns vacant property should give serious consideration to buying a pollution liability insurance policy. Illegally disposing of waste is a tens of billions of dollars a year industry in the United States.
Under Federal law if you own [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/state-begins-cleanup-of-massive-illegal-dump/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Residential Homebuilder Settles Clean Water Act Violations in 21 States</title>
		<link>http://www.environmentalriskmanagers.com/erm/residential-homebuilder-settles-clean-water-act-violations-in-21-states/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/residential-homebuilder-settles-clean-water-act-violations-in-21-states/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:59:29 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=474</guid>
		<description><![CDATA[Company allegedly violated Clean Water Act storm water requirements
December 6, 2010
Beazer Homes USA Inc., a national residential homebuilder, agreed to pay a $925,000 civil penalty to resolve alleged Clean Water Act violations at its construction sites in 21 states, the Justice Department and U.S. Environmental Protection Agency (EPA) announced. As part of the settlement, Beazer [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/residential-homebuilder-settles-clean-water-act-violations-in-21-states/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Radiation worries in Dentist chairs</title>
		<link>http://www.environmentalriskmanagers.com/erm/radiation-worries-in-dentist-chairs/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/radiation-worries-in-dentist-chairs/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:55:14 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=472</guid>
		<description><![CDATA[By WALT BOGDANICH and JO CRAVEN McGINTY
Because children and adolescents are particularly vulnerable to radiation, doctors three years ago mounted a national campaign to protect them by reducing diagnostic radiation to only those levels seen as absolutely necessary.
It is a message that has resonated in many clinics and hospitals. Yet there is one busy place [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/radiation-worries-in-dentist-chairs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prospecting for Brownfields</title>
		<link>http://www.environmentalriskmanagers.com/erm/prospecting-for-brownfields/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/prospecting-for-brownfields/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:43:05 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=470</guid>
		<description><![CDATA[environmental Strategist between the lines: There are millions of Brownfield sites in this country. They use the term Brownfields versus Greenfield&#8217;s which are undeveloped land.
I see Brownfields much like an annuity for insurance agents. Why? Because once you assist with the pollution insurance for the Brownfield, whatever they turn the Brownfield site into (i.e. manufacturing, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/prospecting-for-brownfields/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Parking lots threaten water quality</title>
		<link>http://www.environmentalriskmanagers.com/erm/parking-lots-threaten-water-quality/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/parking-lots-threaten-water-quality/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:37:31 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=468</guid>
		<description><![CDATA[Jun 17 2010 Jeff Gillies
A recent study of parking lots by Purdue University came up with the following information on parking lots impact upon our environment.
Parking lots can soup up stream-bound rainwater with pollutants like oil and polycyclic aromatic hydrocarbons, or PAHs, according to another Purdue parking lot study. Some pavement sealants have high levels [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/parking-lots-threaten-water-quality/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Report Shows Brownfield Redevelopment in Cities Leads to More Jobs</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-report-shows-brownfield-redevelopment-in-cities-leads-to-more-jobs/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-report-shows-brownfield-redevelopment-in-cities-leads-to-more-jobs/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:36:39 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=466</guid>
		<description><![CDATA[Environmental Strategist, between the lines: Brownfields are economic multipliers that offer great opportunities for insurance professionals. The report below will give you an overview of what has been accomplished by a few cities. Considering we have millions of Brownfield sites in our country and no matter where you live you have Brownfields in your marketing [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-report-shows-brownfield-redevelopment-in-cities-leads-to-more-jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Law Requires AAI</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-law-requires-aai/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-law-requires-aai/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:32:50 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=464</guid>
		<description><![CDATA[environmental Strategist, between the lines: If you have participated in one of our environmental risk management and insurance seminars you know we tell you that ERMI’s research shows that roughly 50% of Phase I studies are inaccurate. To support this research, a few years ago ASTM (the group that developed the Phase I and Phase [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-law-requires-aai/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>McDonalds pulls 12M cadmium-tainted Shrek glasses</title>
		<link>http://www.environmentalriskmanagers.com/erm/mcdonalds-pulls-12m-cadmium-tainted-shrek-glasses/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/mcdonalds-pulls-12m-cadmium-tainted-shrek-glasses/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:29:03 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=462</guid>
		<description><![CDATA[McDonald's pulls 12M cadmium-tainted "Shrek" glasses]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/mcdonalds-pulls-12m-cadmium-tainted-shrek-glasses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Manure Compost A New Cash Crop</title>
		<link>http://www.environmentalriskmanagers.com/erm/manure-compost-a-new-cash-crop/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/manure-compost-a-new-cash-crop/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:23:46 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=460</guid>
		<description><![CDATA[A growing number of livestock producers are discovering manure compost as a new cash crop. When Mark Meyer refers to the “magic” at New Day Farms, he isn’t referring  to  the  liquid  egg  products  generated  by more than 2.5 million laying hens.
Rather, Meyer, the environmental manager  at [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/manure-compost-a-new-cash-crop/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making money in Brownfields</title>
		<link>http://www.environmentalriskmanagers.com/erm/making-money-in-brownfields/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/making-money-in-brownfields/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:06:02 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=458</guid>
		<description><![CDATA[Environmental Strategist, between the lines: Part of our ERMI “Environmental Hot Topics To Drive Your Growth and Profits” we strategize on the tremendous opportunities Brownfields create for insurance agents.
In my little county, Leelanau, (population 24,000) they have received two grants in excess of $1,200,000 to be used for identifying brownfields.
Brownfields are like an annuity for [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/making-money-in-brownfields/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making Concrete The Color Of Money</title>
		<link>http://www.environmentalriskmanagers.com/erm/making-concrete-the-color-of-money/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/making-concrete-the-color-of-money/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:04:10 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=456</guid>
		<description><![CDATA[Making Concrete The Color Of Money
November 1, 2010
Boston, MA &#8211; Cement and concrete for decades have been regarded as the antithesis of all that&#8217;s green and growing, which is no surprise. The building and construction industry uses about 2.9 billion tonnes of cement and 30 billion tonnes of concrete every year, making them civilization&#8217;s most [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/making-concrete-the-color-of-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lead Renovation, Repair and Painting</title>
		<link>http://www.environmentalriskmanagers.com/erm/lead-renovation-repair-and-painting/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/lead-renovation-repair-and-painting/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 17:01:10 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=454</guid>
		<description><![CDATA[Contractors will not be able to work in pre-1978 homes after April 22, 2010 without lead paint certification!
A new Federal Law set forth by the EPA requires training certification for any contractor involved in any construction activity that will or has the potential to disturb lead based paint. The new EPA rule will directly affect [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/lead-renovation-repair-and-painting/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fraud and Conspiracy found at a Syracuse</title>
		<link>http://www.environmentalriskmanagers.com/erm/fraud-and-conspiracy-found-at-a-syracuse/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/fraud-and-conspiracy-found-at-a-syracuse/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:57:53 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=452</guid>
		<description><![CDATA[A federal jury in Utica, New York has found Syracuse-based Certified Environmental Services, Inc (CES), two of its managers, and one of its employees guilty of conspiracy and fraud relating to violations of the Clean Air Act. The Clean Air Act was put in place by the Environmental Protection Agency (EPA) to protect citizens from [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/fraud-and-conspiracy-found-at-a-syracuse/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Follow up on new Washington state law</title>
		<link>http://www.environmentalriskmanagers.com/erm/follow-up-on-new-washington-state-law/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/follow-up-on-new-washington-state-law/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:55:25 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=450</guid>
		<description><![CDATA[In follow up to the information I emailed on the new Washington state law requiring environmental disclosure on commercial property transactions I received the following question/s from one of our agents.
Email from Agent:
Chris,
What is the average cost of this type of insurance? What is the rate based on? Is it something the buyer carries or [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/follow-up-on-new-washington-state-law/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Zurich policy</title>
		<link>http://www.environmentalriskmanagers.com/erm/the-zurich-policy/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/the-zurich-policy/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:51:58 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=448</guid>
		<description><![CDATA[We are currently working on an oil and gas distributor that is written with the direct writer Federated Insurance. As most of you know Federated has a special program for this class of business. What is interesting on the account we are working on is how poorly written the pollution coverage is that is placed [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/the-zurich-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a pollutant?</title>
		<link>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant-3/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant-3/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:49:14 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=446</guid>
		<description><![CDATA[What is a pollutant? Any material, substance, product, etc… which is introduced into an environment for other than its intended use / purpose. Fresh water, cheese, and milk have all been classified as pollutants by Insurance Carriers under various circumstances. What pollutants are impacting your clients?
Ever y business is impacted by environmental exposures… If you [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ERMI Environmental Risk Management Hot Topics</title>
		<link>http://www.environmentalriskmanagers.com/erm/ermi-environmental-risk-management-hot-topics/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/ermi-environmental-risk-management-hot-topics/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:40:50 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=443</guid>
		<description><![CDATA[Below is a list of Environmental Hot Topics we know impact a variety of your insured’s and prospects. I would like to schedule a time of about 20 minutes where I can call and review this with you. The purpose of the call is to point out areas of environmental opportunity we have identified in [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/ermi-environmental-risk-management-hot-topics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reduce mercury waste from dental offices</title>
		<link>http://www.environmentalriskmanagers.com/erm/reduce-mercury-waste-from-dental-offices/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/reduce-mercury-waste-from-dental-offices/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:25:59 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=441</guid>
		<description><![CDATA[EPA will propose rule to protect waterways by reducing mercury from dental offices / existing technology is available to capture dental mercury (DC)
Source: US EPA &#8211; Environmental Protection Agency
The U.S. Environmental Protection Agency (EPA) today announced it intends to propose a rule to reduce mercury waste from dental offices. Dental amalgams, or fillings containing mercury, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/reduce-mercury-waste-from-dental-offices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Formally Requests Information From Companies About Chemicals Used In Natural Gas Extraction</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-formally-requests-information-from-companies-about-chemicals-used-in-natural-gas-extraction/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-formally-requests-information-from-companies-about-chemicals-used-in-natural-gas-extraction/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:23:31 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=438</guid>
		<description><![CDATA[September 10, 2010
Information on hydraulic fracturing chemicals is key to agency study of potential impacts on drinking water
The U.S. Environmental Protection Agency (EPA) recently announced that it has issued voluntary information requests to nine natural gas service companies regarding the process known as hydraulic fracturing. The data requested is integral to a broad scientific study [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-formally-requests-information-from-companies-about-chemicals-used-in-natural-gas-extraction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Releases New Draft Voluntary Guidelines</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-releases-new-draft-voluntary-guidelines/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-releases-new-draft-voluntary-guidelines/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:17:56 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=436</guid>
		<description><![CDATA[EPA Releases New Draft Voluntary Guidelines for Selecting Safe School Locations / EPA provides new tools for communities making school siting decisions
WASHINGTON – The U.S. Environmental Protection Agency (EPA) today released draft voluntary guidelines to help communities protect the health of students and staff from environmental threats when selecting new locations for schools.
More than 1,900 [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-releases-new-draft-voluntary-guidelines/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Publishes 2009 TRI Data</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-publishes-2009-tri-data/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-publishes-2009-tri-data/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:14:41 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=433</guid>
		<description><![CDATA[Pretty soon companies&#8217; toxic release data may be available to the public before the pollution is actually released into the environment. Unlikely, but the EPA is getting faster each year at making public the data it has collected from companies&#8217; Toxic Release Inventory (TRI) data sheets.
Issued the same month it was collected, the EPA has [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-publishes-2009-tri-data/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA fines light bulb recycler $743,000  Agency says firm left Riverdale warehouse contaminated</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-fines-light-bulb-recycler-743000-agency-says-firm-left-riverdale-warehouse-contaminated/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-fines-light-bulb-recycler-743000-agency-says-firm-left-riverdale-warehouse-contaminated/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:11:09 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=431</guid>
		<description><![CDATA[environmental Strategist, between the lines: At ERMI we point out that every business is impacted by environmental exposures. Your agency could easily experience the exposure listed in the article below.
Most insurance agencies I have visited use fluorescent light bulbs. When those bulbs burn out they are classified as a hazardous waste (they contain mercury) and [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-fines-light-bulb-recycler-743000-agency-says-firm-left-riverdale-warehouse-contaminated/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Construction Stormwater Rule</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-construction-stormwater-rule/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-construction-stormwater-rule/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:08:18 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=429</guid>
		<description><![CDATA[EPA Construction Stormwater Rule Takes Effect February 1, 2010
By Meline MacCurdy and Russell Prugh
EPA has issued a long-awaited final stormwater rule, impacting nearly every construction and development project in the United States. The rule, published in the Federal Register on December 1, 2009, for the first time imposes an enforceable numeric limit on stormwater discharges [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-construction-stormwater-rule/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Coal Tar Sealant Largest Source of PAHs in Lakes</title>
		<link>http://www.environmentalriskmanagers.com/erm/coal-tar-sealant-largest-source-of-pahs-in-lakes/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/coal-tar-sealant-largest-source-of-pahs-in-lakes/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:03:20 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=427</guid>
		<description><![CDATA[environmental Strategist, between the lines: This is an environmental exposure not just for the contractor applying the sealant material but also for the property owner and manufacturer. Storm water runoff is a very real environmental exposure for any property owner where it can rain and / or snow. In the past few years both Home [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/coal-tar-sealant-largest-source-of-pahs-in-lakes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CERCLA -Arranger Liability</title>
		<link>http://www.environmentalriskmanagers.com/erm/cercla-%e2%80%9carranger%e2%80%9d-liability/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/cercla-%e2%80%9carranger%e2%80%9d-liability/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 16:00:17 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=425</guid>
		<description><![CDATA[environmental Strategist, between the lines: Share the following with any client’s you have than can be responsible for designing or maintaining storm water systems. The potential liability created through this court decision is probably not covered by your standard insurance program for your impacted client’s. Impacted businesses should take a proactive approach by making sure [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/cercla-%e2%80%9carranger%e2%80%9d-liability/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CEOs regard sustainability as a top priority</title>
		<link>http://www.environmentalriskmanagers.com/erm/ceos-regard-sustainability-as-a-top-priority/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/ceos-regard-sustainability-as-a-top-priority/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:57:24 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=423</guid>
		<description><![CDATA[A survey done to more than 750 top CEOs reveal that 93% regard sustainability as a critical issue to their company&#8217;s future success, reports Envido.
www.envido.co.uk 1-020-7199-0090
A major global survey of 750 chief executives undertaken by Accenture in partnership with the UN Global Compact initiative, revealed that 93% believe sustainability is critical to their company&#8217;s future [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/ceos-regard-sustainability-as-a-top-priority/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Calhoun pollution traced to nearby firm</title>
		<link>http://www.environmentalriskmanagers.com/erm/calhoun-pollution-traced-to-nearby-firm/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/calhoun-pollution-traced-to-nearby-firm/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:55:47 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=421</guid>
		<description><![CDATA[environmental Strategist, between the lines: I have been talking for years how storms water runoff is a big exposures for any insured you work with that owns property, performs construction, farms, etc.. Here is a simple example to share with your insured’s about a manufacturer that created a storm water problem through their air emissions.
Four [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/calhoun-pollution-traced-to-nearby-firm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cadmium</title>
		<link>http://www.environmentalriskmanagers.com/erm/cadmium/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/cadmium/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:53:36 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=419</guid>
		<description><![CDATA[Every Business Is Impacted by Environmental Exposures
On January 13, 2010 USA Today reported that Wal-Mart, Claire’s will pull jewelry from China containing cadmium. USA Today went on to say “Two chain stores are pulling jewelry that lab tests show contained high levels of the heavy metal cadmium. Jewelry and accessories store Claire’s, with nearly 3,000 [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/cadmium/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buildings with Vapor Intrusion Issues Risk Occupants Health</title>
		<link>http://www.environmentalriskmanagers.com/erm/buildings-with-vapor-intrusion-issues-risk-occupants%e2%80%99-health/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/buildings-with-vapor-intrusion-issues-risk-occupants%e2%80%99-health/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:46:40 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=417</guid>
		<description><![CDATA[environmental Strategist, between the lines: Michigan alone has 9,000 leaking underground storage tanks that we know about but do not have the money to clean them up. This means in Michigan at a minimum, we have 9,000 locations that can cause vapor intrusion just from tanks. How many more don’t we know about?
The questions for [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/buildings-with-vapor-intrusion-issues-risk-occupants%e2%80%99-health/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buildings with Vapor Intrusion Problems May Pose a Significant Risk to Building Occupants</title>
		<link>http://www.environmentalriskmanagers.com/erm/buildings-with-vapor-intrusion-problems-may-pose-a-significant-risk-to-building-occupants/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/buildings-with-vapor-intrusion-problems-may-pose-a-significant-risk-to-building-occupants/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:44:35 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=415</guid>
		<description><![CDATA[environmental Strategist, between the lines: Vapor intrusion is one of the environmental hot topics we discuss with our agency network because it can impact any property owner. A few years ago ASTM, the society that establishes the guidelines for Phase I and Phase II environmental reports, came out with ASTM 2600 to address vapor intrusion [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/buildings-with-vapor-intrusion-problems-may-pose-a-significant-risk-to-building-occupants/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Brownfields Americas largest untapped Urban resource</title>
		<link>http://www.environmentalriskmanagers.com/erm/brownfields-americas-largest-untapped-urban-resource/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/brownfields-americas-largest-untapped-urban-resource/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:41:13 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=413</guid>
		<description><![CDATA[environmental Strategist, between the lines: Brownfields for insurance agents are like annuities. Let me expand on this, first you help them with the pollution insurance for financial assurance (refer to attached document) and once they complete the Brownfield, there is a need for P&#38;C insurance products to protect the new development.
A majority of cities and [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/brownfields-americas-largest-untapped-urban-resource/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Acid rain is back, and thanks to farming, worse than ever</title>
		<link>http://www.environmentalriskmanagers.com/erm/acid-rain-is-back-and-thanks-to-farming-worse-than-ever/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/acid-rain-is-back-and-thanks-to-farming-worse-than-ever/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:32:57 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=409</guid>
		<description><![CDATA[Policy makers, environmentalists like to congratulate themselves on the &#8220;victory&#8221; over acid rain. As this American success story is usually told, acid rain&#8217;s effects were addressed by a 1990 update to the Clean Air Act that created a cap-and-trade system focused on sulfur dioxide emissions from coal-fired power plants. Since the system was implemented, sulfur [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/acid-rain-is-back-and-thanks-to-farming-worse-than-ever/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Growing Mound of Manure, U.S. No. 2 Pollutant</title>
		<link>http://www.environmentalriskmanagers.com/erm/a-growing-mound-of-manure-u-s-no-2-pollutant/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/a-growing-mound-of-manure-u-s-no-2-pollutant/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:30:18 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=407</guid>
		<description><![CDATA[Nearly 40 years after the first Earth Day, this is irony: The United States has reduced the manmade pollutants that left its waterways dead, discolored and occasionally flammable.
But now, it has managed to smother the same waters with the most natural stuff in the world.
Animal manure, a byproduct as old as agriculture, has become an [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/a-growing-mound-of-manure-u-s-no-2-pollutant/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Chilling Thought Do you know your clients environmental exposures for their cold storage facility?</title>
		<link>http://www.environmentalriskmanagers.com/erm/a-chilling-thought-%e2%80%93-do-you-know-your-clients-environmental-exposures-for-their-cold-storage-facility/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/a-chilling-thought-%e2%80%93-do-you-know-your-clients-environmental-exposures-for-their-cold-storage-facility/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:25:04 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=405</guid>
		<description><![CDATA[By Steven J. Smith, AVP Underwriting
Given the wide variety of meats, processed foods and produce distributed across the United States, cooling and preserving these consumables at the point of origin and shipping is paramount for businesses. While cold storage facilities are becoming more common, the environmental exposures related to these facilities are not. Cold storage [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/a-chilling-thought-%e2%80%93-do-you-know-your-clients-environmental-exposures-for-their-cold-storage-facility/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Poulsbo, Wash. gas station agrees to pay over $11,000 for failure to monitor underground fuel tanks</title>
		<link>http://www.environmentalriskmanagers.com/erm/poulsbo-wash-gas-station-agrees-to-pay-over-11000-for-failure-to-monitor-underground-fuel-tanks/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/poulsbo-wash-gas-station-agrees-to-pay-over-11000-for-failure-to-monitor-underground-fuel-tanks/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:21:56 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=400</guid>
		<description><![CDATA[environmental Strategist, between the lines: While the crime listed below is a common everyday occurrence, it is the un-suspecting that need to understand the horizontal and vertical environmental liabilities created by shady / reactive storage tank owners.
In the state of Michigan alone we have 9,000 known leaking underground Storage Tanks (UST’s) where there is no [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/poulsbo-wash-gas-station-agrees-to-pay-over-11000-for-failure-to-monitor-underground-fuel-tanks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Toxic Water: Pollution and Scarcity Flow Together</title>
		<link>http://www.environmentalriskmanagers.com/erm/toxic-water-pollution-and-scarcity-flow-together/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/toxic-water-pollution-and-scarcity-flow-together/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:12:29 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=398</guid>
		<description><![CDATA[environmental Strategist, between the lines: In case you missed this article in the recent issue of Risk and Insurance I wanted to make sure you had a chance to review this. Any businesses that can impact water are going to be under more scrutiny, especially agricultural accounts.
Toxic Water: Pollution and Scarcity Flow Together
Fracking, pharma, cow [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/toxic-water-pollution-and-scarcity-flow-together/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sustainability as a business opportunity</title>
		<link>http://www.environmentalriskmanagers.com/erm/sustainability-as-a-business-opportunity/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/sustainability-as-a-business-opportunity/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 15:01:52 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=396</guid>
		<description><![CDATA[Courtesy of Intelex Technologies Inc.
Thinking of bringing your business to a more sustainable place?
The best starting place for any business leader to embrace sustainability is to shift away from looking at sustainability in terms of how much it will cost, and towards assessing the returns it will generate.
Consider the phenomenon known as the Cost of [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/sustainability-as-a-business-opportunity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed Reg Watch: Should Vapor Intrusion Count for Superfund-ing?</title>
		<link>http://www.environmentalriskmanagers.com/erm/fed-reg-watch-should-vapor-intrusion-count-for-superfund-ing/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/fed-reg-watch-should-vapor-intrusion-count-for-superfund-ing/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:57:21 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=394</guid>
		<description><![CDATA[environmental Strategist, between the lines: For several years we have been sharing with you information on vapor intrusion (ASTM 2600) and what a serious issue it can be for any property owner. As the article below points out, the EPA also feels vapor intrusion is a serious enough liability that it deserves to get Superfund [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/fed-reg-watch-should-vapor-intrusion-count-for-superfund-ing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Risk Management Rules and Farms</title>
		<link>http://www.environmentalriskmanagers.com/erm/risk-management-rules-and-farms/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/risk-management-rules-and-farms/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:52:37 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=392</guid>
		<description><![CDATA[environmental Strategist, between the lines: Do you have Agricultural client’s impacted by Risk Management Program Regulations (RMPR)? Are they aware they have to update their RMPR every five years to stay in compliance.
If you have agricultural clients that use, store, manufacture or handle the on-site movement of 10,000 pounds or more of anhydrous ammonia they [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/risk-management-rules-and-farms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prison Air Pollution</title>
		<link>http://www.environmentalriskmanagers.com/erm/prison-air-pollution/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/prison-air-pollution/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:48:02 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=390</guid>
		<description><![CDATA[Environmental Strategist, between the lines: Prisons are mini cities facing a vast array of environmental exposures in their day to day operations. (Refer to attached ERMI Environmental Risk Assessment for Municipalities) Even your community jails face an array of environmental exposures such as leaks from fuel storage tanks used for backup power generators, mold, sick [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/prison-air-pollution/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nothing Wasted</title>
		<link>http://www.environmentalriskmanagers.com/erm/nothing-wasted/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/nothing-wasted/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:45:11 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=388</guid>
		<description><![CDATA[environmental Strategist, between the lines: Below is information on a sustainable
website that can assist your construction and real estate developers to increase sales
and reduce environmental liabilities, while better protecting human health and the
environment.
When you consider that sustainability has become a social value and therefore a business opportunity, this service can offer some advantages.
Environmental Risk Management [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/nothing-wasted/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Iowa DOT, Three Contractors to Pay Civil Penalty for Storm Water Violations</title>
		<link>http://www.environmentalriskmanagers.com/erm/iowa-dot-three-contractors-to-pay-civil-penalty-for-storm-water-violations/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/iowa-dot-three-contractors-to-pay-civil-penalty-for-storm-water-violations/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:40:40 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=386</guid>
		<description><![CDATA[Parties agreed to pay penalty after EPA inspectors documented violations
February 2, 2011
The Iowa Department of Transportation (IDOT) and three of its contractors have agreed to pay a $60,000 civil penalty for violating the terms of a storm water permit issued for the U.S. Highway 30 construction project in Tama County, Iowa.
IDOT, along with JB Holland [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/iowa-dot-three-contractors-to-pay-civil-penalty-for-storm-water-violations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Iowa Construction Company to Pay Civil Penalty for Impacting Stream and Wetlands</title>
		<link>http://www.environmentalriskmanagers.com/erm/iowa-construction-company-to-pay-civil-penalty-for-impacting-stream-and-wetlands/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/iowa-construction-company-to-pay-civil-penalty-for-impacting-stream-and-wetlands/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:39:00 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=384</guid>
		<description><![CDATA[environmental Strategist, between the lines: Here is a common, everyday environmental exposure for contractors. What do you do with excess material from job sites?
Environmental Risk Management Thought: Storm water runoff from road ways contains contaminates such as petroleum products, anti freeze, lead, cadmium, asbestos, hydraulic fluids… I hope this construction company at least had the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/iowa-construction-company-to-pay-civil-penalty-for-impacting-stream-and-wetlands/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA proposes pesticide applicator certification plan for Indian Country in Region 8</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-proposes-pesticide-applicator-certification-plan-for-indian-country-in-region-8/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-proposes-pesticide-applicator-certification-plan-for-indian-country-in-region-8/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:36:58 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=381</guid>
		<description><![CDATA[environmental Strategist, between the lines: In a relatively short period of time this will probably go country wide so be proactive and start today to prepare your tribal client’s for more government regulation.
EPA proposes pesticide applicator certification plan for Indian Country in Region 8
Release date: 05/09/2011
Contact Information: Lisa McClain-Vanderpool, 303-312-6077
EPA proposes pesticide applicator certification plan [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-proposes-pesticide-applicator-certification-plan-for-indian-country-in-region-8/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Environmental Losses for Contractors</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-losses-for-contractors/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-losses-for-contractors/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:32:56 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=379</guid>
		<description><![CDATA[environmental Strategist, between the lines: Every business is impacted by environmental exposures and 98% of the business in the United States do not have the financial strength to self insure their environmental liabilities.
Below is a random sampling of environmental losses experienced by contractors.
Concrete Contractor

Laid an undercoat of slag while creating a new runway for a [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-losses-for-contractors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Connecticut Town to Pay Penalty, Fix Wastewater Infrastructure</title>
		<link>http://www.environmentalriskmanagers.com/erm/connecticut-town-to-pay-penalty-fix-wastewater-infrastructure/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/connecticut-town-to-pay-penalty-fix-wastewater-infrastructure/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:14:43 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=377</guid>
		<description><![CDATA[environmental Strategist, between the lines: With our aging infrastructure, utility services (water, power, sewer &#038; storm water systems, waste water treatment….) causing environmental liabilities are becoming more and more common. Do your utility clients have the financial resources available to self insure or does it make more fiscal and financial sense to transfer their environmental [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/connecticut-town-to-pay-penalty-fix-wastewater-infrastructure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Clean-up continues through winter as oil spill damage lingers</title>
		<link>http://www.environmentalriskmanagers.com/erm/clean-up-continues-through-winter-as-oil-spill-damage-lingers/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/clean-up-continues-through-winter-as-oil-spill-damage-lingers/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:12:38 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=375</guid>
		<description><![CDATA[environmental Strategist, between the lines:  This is a mini BP, just $500,000,000 and  counting, States.  I wonder which contractors and sub-contractors are being sued?
Clean-up continues through winter as oil spill damage lingers
By CAROL THOMPSON
LANSING – Cleanup efforts are still underway more than six months after 819,000 gallons of heavy crude oil spilled [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/clean-up-continues-through-winter-as-oil-spill-damage-lingers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>City of Farmington, Mo., Agrees to Civil Penalty</title>
		<link>http://www.environmentalriskmanagers.com/erm/city-of-farmington-mo-agrees-to-civil-penalty/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/city-of-farmington-mo-agrees-to-civil-penalty/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:07:04 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=373</guid>
		<description><![CDATA[environmental Strategist, between the lines: My question is not about the penalty imposed on the city of Farmington but the resulting liability that can impact the farmers where the sludge was applied. I hope the farmers or their insurance agents made sure the City of Farmington had pollution insurance to protect the farmers from this [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/city-of-farmington-mo-agrees-to-civil-penalty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Blowout at natural gas well releases drilling fluids to environment</title>
		<link>http://www.environmentalriskmanagers.com/erm/blowout-at-natural-gas-well-releases-drilling-fluids-to-environment/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/blowout-at-natural-gas-well-releases-drilling-fluids-to-environment/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:04:24 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=371</guid>
		<description><![CDATA[A blowout at a Pennsylvania natural gas well late Tuesday could heighten concerns about the safety of a controversial process to extract gas from shale rock.
The accident comes at a sensitive time for energy drillers, exactly one year after an explosion that led to the massive BP Gulf of Mexico oil spill, and just as [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/blowout-at-natural-gas-well-releases-drilling-fluids-to-environment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Air Pollution Near Michigan Schools Linked To Poorer Student Health, Academic Performance</title>
		<link>http://www.environmentalriskmanagers.com/erm/air-pollution-near-michigan-schools-linked-to-poorer-student-health-academic-performance/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/air-pollution-near-michigan-schools-linked-to-poorer-student-health-academic-performance/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 14:00:39 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=369</guid>
		<description><![CDATA[May 9, 2011
Ann Arbor, MI &#8211; Air pollution from industrial sources near Michigan public schools jeopardizes children&#8217;s health and academic success, according to a new study from University of Michigan researchers.
The researchers found that schools located in areas with the state&#8217;s highest industrial air pollution levels had the lowest attendance rates—an indicator of poor health—as [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/air-pollution-near-michigan-schools-linked-to-poorer-student-health-academic-performance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property owners foot bill for meth lab cleanups</title>
		<link>http://www.environmentalriskmanagers.com/erm/property-owners-foot-bill-for-meth-lab-cleanups/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/property-owners-foot-bill-for-meth-lab-cleanups/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:49:32 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=367</guid>
		<description><![CDATA[By CHARLES WILSON
Associated Press Writer
April 4, 2009
INDIANAPOLIS
Indiana&#8217;s methamphetamine epidemic is leaving property owners stuck with the cleanup bill long after the meth labs have been dismantled by police.
An Indiana law that took effect two years ago says the cost of cleanup falls to property owners even though they likely had nothing to do with cooking [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/property-owners-foot-bill-for-meth-lab-cleanups/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medical Facilities and the Environment</title>
		<link>http://www.environmentalriskmanagers.com/erm/medical-facilities-and-the-environment/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/medical-facilities-and-the-environment/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:46:43 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=365</guid>
		<description><![CDATA[By Ken Snyder, AVP Underwriting Great American
Health Care is certainly a hot topic these days. While the debate over how to best address health care unfolds what is certain is that there continues to be significant growth in the industry with new hospitals being built, existing hospitals being expanded or upgraded, and an increase in [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/medical-facilities-and-the-environment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maine Passes CFL Recycling Law for Manufacturers</title>
		<link>http://www.environmentalriskmanagers.com/erm/maine-passes-cfl-recycling-law-for-manufacturers/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/maine-passes-cfl-recycling-law-for-manufacturers/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:39:03 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=363</guid>
		<description><![CDATA[environmental Strategist, between the lines: While Compact Fluorescent Lamps (CFL) offer energy savings there is an environmental offset to their use. CFL recycling laws will cross the country.
However the big picture here is what commercial clients do you have that use Fluorescent lamps? How about your business? Fluorescent lamps have mercury in them and when [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/maine-passes-cfl-recycling-law-for-manufacturers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurers Encourage Consumers to Go Green By Creating New Products and Services</title>
		<link>http://www.environmentalriskmanagers.com/erm/insurers-encourage-consumers-to-%e2%80%9cgo-green%e2%80%9d-by-creating-new-products-and-services/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/insurers-encourage-consumers-to-%e2%80%9cgo-green%e2%80%9d-by-creating-new-products-and-services/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:36:29 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=361</guid>
		<description><![CDATA[environmental Strategist, between the lines: Awareness creates demand and it’s obvious consumers are becoming environmentally aware or the insurance industry would not respond with the products highlighted in this article. Sustainability is a rising social value and therefore a business opportunity for you.
What are you doing to assist your client’s on their sustainable path? ERMI [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/insurers-encourage-consumers-to-%e2%80%9cgo-green%e2%80%9d-by-creating-new-products-and-services/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Improper manure runoff kills thousands of fish</title>
		<link>http://www.environmentalriskmanagers.com/erm/improper-manure-runoff-kills-thousands-of-fish/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/improper-manure-runoff-kills-thousands-of-fish/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:30:20 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=358</guid>
		<description><![CDATA[environmental Strategist, between the lines:  I am often asked to give examples of natural resource damages that would be covered under a pollution policy.  In the example below, if the manure was properly applied and then a storm caused for excessive levels of manure to runoff and cause the fish kill, the cost [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/improper-manure-runoff-kills-thousands-of-fish/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Food processors spraying leaves west Michigan wells contaminated</title>
		<link>http://www.environmentalriskmanagers.com/erm/food-processors-spraying-leaves-west-michigan-wells-contaminated/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/food-processors-spraying-leaves-west-michigan-wells-contaminated/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:27:29 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=356</guid>
		<description><![CDATA[Erasing water woes a rough task
8-10-09
BY TINA LAM
FREE PRESS STAFF WRITER
FENNVILLE &#8212; John Dekker feels like he&#8217;s camping out in his own home. He showers with bottled water and drags his laundry to a Laundromat. He can&#8217;t sell his house without disclosing its glaring flaw &#8212; his well is contaminated.
Neighbor Kari Craton&#8217;s fingernails turned orange; [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/food-processors-spraying-leaves-west-michigan-wells-contaminated/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Fire, explosions at welding company</title>
		<link>http://www.environmentalriskmanagers.com/erm/fire-explosions-at-welding-company/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/fire-explosions-at-welding-company/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:10:13 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=354</guid>
		<description><![CDATA[MARYSVILLE, Mich. (AP) &#8211; Authorities say multiple explosions have been reported and at least one person has been hospitalized after a fire broke out at a Michigan welding supply company.
Marysville Police Chief Tim Buelow tells the Times Herald of Port Huron that an employee was removing a valve from a settling tank Monday morning when [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/fire-explosions-at-welding-company/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Erin Brockovich to visit Fennville this month to discuss community&#8217;s contaminated water problem</title>
		<link>http://www.environmentalriskmanagers.com/erm/erin-brockovich-to-visit-fennville-this-month-to-discuss-communitys-contaminated-water-problem/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/erin-brockovich-to-visit-fennville-this-month-to-discuss-communitys-contaminated-water-problem/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:08:58 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=352</guid>
		<description><![CDATA[Posted by The Grand Rapids Press April 09, 2009 23:05PM
FENNVILLE &#8212; Environmental crusader Erin Brockovich, who helped California residents earn a $333 million damage settlement from an energy company, is slated to visit Fennville this month to discuss water contamination allegedly coming from the Birds Eye food processing plant.
Brockovich, who inspired the 2000 namesake movie [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/erin-brockovich-to-visit-fennville-this-month-to-discuss-communitys-contaminated-water-problem/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>EPA Revs Up Leased Construction Equipment Retrofit Program Release date: 03/26/2009</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-revs-up-leased-construction-equipment-retrofit-program-release-date-03262009/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-revs-up-leased-construction-equipment-retrofit-program-release-date-03262009/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:07:07 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=350</guid>
		<description><![CDATA[Working to boost the economy while protecting human health and the environment, the U.S. Environmental Protection Agency (EPA) has awarded the Northeast States for Coordinated Air Use Management (NESCAUM) a $400,000 grant to help retrofit construction equipment that is leased to construction projects throughout the Northeast.
Placing on this equipment slashes harmful pollutants from diesel engines, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-revs-up-leased-construction-equipment-retrofit-program-release-date-03262009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Indian Policy</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-indian-policy/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-indian-policy/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 13:04:07 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=348</guid>
		<description><![CDATA[environmental Strategist, between the lines: If you work with Indian Nations share this recent EPA memo with them. This “reaffirmation” means the EPA is going to be taking a closer look at environmental issues on tribal lands. This subtle warning about “Change” by the EPA means now is the time to make sure your environmental [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-indian-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>U.S. EPA Makes Available Data On Compliance With Hazardous Waste, Air Regulations.</title>
		<link>http://www.environmentalriskmanagers.com/erm/u-s-epa-makes-available-data-on-compliance-with-hazardous-waste-air-regulations/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/u-s-epa-makes-available-data-on-compliance-with-hazardous-waste-air-regulations/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 12:53:09 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=346</guid>
		<description><![CDATA[November 9, 2009
Washington, DC &#8211; The U.S. Environmental Protection Agency (EPA) released new 2 information on EPA and state enforcement of hazardous waste and air regulations. In addition, the EPA posted data that allows the public, for the first time, to compare toxic releases with compliance data from facilities. This is part of EPA&#8217;s ongoing [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/u-s-epa-makes-available-data-on-compliance-with-hazardous-waste-air-regulations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA issues rule to reduce water pollution from construction sites</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-issues-rule-to-reduce-water-pollution-from-construction-sites/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-issues-rule-to-reduce-water-pollution-from-construction-sites/#comments</comments>
		<pubDate>Wed, 01 Jun 2011 17:41:35 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=343</guid>
		<description><![CDATA[Source: US EPA &#8211; Environmental Protection Agency
Nov. 24, 2009
The U.S. Environmental Protection Agency has issued a final rule to help reduce water pollution from construction sites. The agency believes this rule, which takes effect in February 2010 and will be phased in over four years, will significantly improve the quality of water nationwide.
Construction activities like [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-issues-rule-to-reduce-water-pollution-from-construction-sites/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do Title Companies disclose Environmental Liens on a Title Policy?</title>
		<link>http://www.environmentalriskmanagers.com/erm/do-title-companies-disclose-environmental-liens-on-a-title-policy/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/do-title-companies-disclose-environmental-liens-on-a-title-policy/#comments</comments>
		<pubDate>Wed, 01 Jun 2011 15:51:57 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=340</guid>
		<description><![CDATA[I was recently asked by a client if title companies disclose environmental liens or cover them on title insurance policies. I offer the following and this supports the need to include environmental liability insurance as part of your real estate purchasing strategy.
Title Companies provide Title Policies for Lender Liability for Environmental Liens per ALTA Policies [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/do-title-companies-disclose-environmental-liens-on-a-title-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Organizations Sign MOU to Monitor Dental Amalgam Discharge Reduction Program</title>
		<link>http://www.environmentalriskmanagers.com/erm/organizations-sign-mou-to-monitor-dental-amalgam-discharge-reduction-program/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/organizations-sign-mou-to-monitor-dental-amalgam-discharge-reduction-program/#comments</comments>
		<pubDate>Tue, 31 May 2011 20:38:59 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=338</guid>
		<description><![CDATA[environmental Strategist between the lines: Mercury pollution is just one of the many environmental exposures faced by dental professionals. As the article below points out dental professionals are expected to be more environmentally transparent in their business operations and the American Dental Association agrees.
The article talks about amalgam separators. In case you are not aware, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/organizations-sign-mou-to-monitor-dental-amalgam-discharge-reduction-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Americas crumbling infrastructure</title>
		<link>http://www.environmentalriskmanagers.com/erm/americas-crumbling-infrastructure/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/americas-crumbling-infrastructure/#comments</comments>
		<pubDate>Tue, 31 May 2011 20:35:15 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=336</guid>
		<description><![CDATA[The History Channel has a program they are showing about Americas crumbling infrastructure. I recommend watching if you work with governments, contractors, utilities, manufacturers, transporters, aviation….
Just a few points that caught my attention on the not so obvious environmental exposures due to the Crumbling of America.

Each year there are 240,000 water main breaks in the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/americas-crumbling-infrastructure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sludge, farmers friend or toxic slime?</title>
		<link>http://www.environmentalriskmanagers.com/erm/sludge-farmer%e2%80%99s-friend-or-toxic-slime/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/sludge-farmer%e2%80%99s-friend-or-toxic-slime/#comments</comments>
		<pubDate>Tue, 31 May 2011 20:33:23 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=334</guid>
		<description><![CDATA[Crap Happens
Three hundred million Americans head to the restroom multiple times a day. The amount of sludge produced staggers the mine—7 million dry tons per year and counting. And it’s not even just crap—it contains residues from everything else we put down the drain, from the detergent in your dishwasher to the chemicals used at the industrial plant [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/sludge-farmer%e2%80%99s-friend-or-toxic-slime/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Contractors Pollution Liability (CPL) insurance.</title>
		<link>http://www.environmentalriskmanagers.com/erm/contractors-pollution-liability-cpl-insurance/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/contractors-pollution-liability-cpl-insurance/#comments</comments>
		<pubDate>Tue, 31 May 2011 19:51:15 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=331</guid>
		<description><![CDATA[ERMI has seen a tremendous rise in the number of construction projects requiring Contractors Pollution Liability (CPL) insurance.
For larger construction projects requiring CPL coverage, we feel the best CPL risk transfer strategy is for the project owner to purchase an Owner Controlled Contractors Pollution Liability (OCCPL) policy versus individual contractors purchasing CPL policies.
With OCCPL the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/contractors-pollution-liability-cpl-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seventh Circuit Rules That RCRA Cleanup Obligation Survives Bankruptcy</title>
		<link>http://www.environmentalriskmanagers.com/erm/seventh-circuit-rules-that-rcra-cleanup-obligation-survives-bankruptcy/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/seventh-circuit-rules-that-rcra-cleanup-obligation-survives-bankruptcy/#comments</comments>
		<pubDate>Tue, 31 May 2011 19:36:50 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=329</guid>
		<description><![CDATA[The Seventh Circuit recently ruled that a pre-petition cleanup obligation under RCRA § 7003 cannot be discharged in bankruptcy. The decision significantly weakens the &#8220;fresh start&#8221; afforded by the Bankruptcy Code. Companies that have emerged from bankruptcy should reassess their risk of future environmental liability from pre-bankruptcy activities, and may expect EPA, states and other [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/seventh-circuit-rules-that-rcra-cleanup-obligation-survives-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chinese Drywall</title>
		<link>http://www.environmentalriskmanagers.com/erm/chinese-drywall/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/chinese-drywall/#comments</comments>
		<pubDate>Tue, 31 May 2011 19:35:32 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=327</guid>
		<description><![CDATA[Recent news reports have alerted many in Florida, particularly South Florida, of a phenomenon involving imported drywall from China and its unbecoming side effect: sulfur gas. The story begins during the post-Katrina rebuilding efforts and the lack of domestically- manufactured drywall as a result of a (then) strong construction boom compounded by the Gulf Coast [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/chinese-drywall/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Community Action for a Renewed Environment (CARE)</title>
		<link>http://www.environmentalriskmanagers.com/erm/community-action-for-a-renewed-environment-care/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/community-action-for-a-renewed-environment-care/#comments</comments>
		<pubDate>Tue, 31 May 2011 19:19:15 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=324</guid>
		<description><![CDATA[CARE (http://www.epa.gov/care/) is a competitive grant program that offers an innovative way for a community to organize and take action to reduce toxic pollution in its local environment. Through CARE, a community creates a partnership that implements solutions to reduce releases of toxic pollutants and minimize people&#8217;s exposure to them. By providing financial and technical assistance, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/community-action-for-a-renewed-environment-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>US Drinking Water and Watersheds Widely Contaminated by Hormone Disrupting Pesticide, Atrazine</title>
		<link>http://www.environmentalriskmanagers.com/erm/us-drinking-water-and-watersheds-widely-contaminated-by-hormone-disrupting-pesticide-atrazine/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/us-drinking-water-and-watersheds-widely-contaminated-by-hormone-disrupting-pesticide-atrazine/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:57:42 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=322</guid>
		<description><![CDATA[CHICAGO &#8211; August 24 &#8211; A widely used pesticide known to impact wildlife development and, potentially, human health has contaminated watersheds and drinking water throughout much of the United States, according to a new report released today by the Natural Resources Defense Council (NRDC). Banned by the European Union, atrazine is the most commonly detected [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/us-drinking-water-and-watersheds-widely-contaminated-by-hormone-disrupting-pesticide-atrazine/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why sustainability is still going strong</title>
		<link>http://www.environmentalriskmanagers.com/erm/why-sustainability-is-still-going-strong/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/why-sustainability-is-still-going-strong/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:51:03 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=319</guid>
		<description><![CDATA[Financial Times, 13 February 2009 &#8211; In the wake of the deepening economic crisis, many commentators are warning of the demise of corporate sustainability, the practice of balancing profit with the social and environmental impact of doing business. Companies obsessed with their own short-term survival, they suggest, cannot possibly support long-term, “feel-good” initiatives to protect [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/why-sustainability-is-still-going-strong/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Water Enforcement Data Now Available</title>
		<link>http://www.environmentalriskmanagers.com/erm/water-enforcement-data-now-available/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/water-enforcement-data-now-available/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:42:32 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=317</guid>
		<description><![CDATA[environmental Strategist, between the line: The EPA ECHO web site is a great source to generate new business leads. I can assure you companies and municipalities that are listed on the EPA ECHO web site will want to talk to you about pollution liability insurance.
If you go to http://www.epa-echo.gov/echo/ you will be able to find [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/water-enforcement-data-now-available/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Vandalism apparently caused Flint sewage spill</title>
		<link>http://www.environmentalriskmanagers.com/erm/vandalism-apparently-caused-flint-sewage-spill/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/vandalism-apparently-caused-flint-sewage-spill/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:35:00 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=315</guid>
		<description><![CDATA[by Ron Fonger &#124; The Flint Journal
Thursday September 03, 2009
FLINT &#8212; The city says vandalism appears to be behind a 14,000-gallon sewage spill into Swartz Creek Monday.
Dawn Jones, a spokeswoman for Flint Mayor Dayne Walling, said today that city utility officials believe a person or persons took off a manhole cover from the area and [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/vandalism-apparently-caused-flint-sewage-spill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ToxicRisk.com combines latest EPA toxic release inventory data with Google Maps</title>
		<link>http://www.environmentalriskmanagers.com/erm/toxicrisk-com-combines-latest-epa-toxic-release-inventory-data-with-google-maps/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/toxicrisk-com-combines-latest-epa-toxic-release-inventory-data-with-google-maps/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:31:57 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=313</guid>
		<description><![CDATA[Source: MapCruzin
Published Apr. 13, 2009
In 1997 MapCruzin.com created the first interactive maps for Environmental Defense&#8217;s Scorecard project. Since then Michael Meuser, founder of MapCruzin, has done many other map-based environmental projects on the internet. After the 911 terrorist attacks and the beginning of the War on Terror, many map-based sites like these became hard to [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/toxicrisk-com-combines-latest-epa-toxic-release-inventory-data-with-google-maps/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Toxic chemical found in air near Detroit school</title>
		<link>http://www.environmentalriskmanagers.com/erm/toxic-chemical-found-in-air-near-detroit-school/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/toxic-chemical-found-in-air-near-detroit-school/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:30:02 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=311</guid>
		<description><![CDATA[BY BLAKE MORRISON AND BRAD HEATH
USA TODAY
Outside 15 schools in eight states, government regulators have found elevated levels of a substance that &#8212; in a more potent form &#8212; was also used as a chemical weapon during .
Those findings, based on samples collected for the , mark the first time the agency has expressed concern [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/toxic-chemical-found-in-air-near-detroit-school/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Companies to Stop Using a Chemical</title>
		<link>http://www.environmentalriskmanagers.com/erm/companies-to-stop-using-a-chemical/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/companies-to-stop-using-a-chemical/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:28:42 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=309</guid>
		<description><![CDATA[By LESLIE KAUFMAN
Three manufacturers of a commonly used fire retardant have voluntarily agreed to phase out its production within three years in a pact with the Environmental Protection Agency.
Environmentalists have long advocated a ban on the retardant decabromodiphenyl ether, or DecaBDE, which is used widely in consumer electronics, furniture and textiles, among other items. It [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/companies-to-stop-using-a-chemical/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Testing for toxics at schools sparks questions, lawsuits</title>
		<link>http://www.environmentalriskmanagers.com/erm/testing-for-toxics-at-schools-sparks-questions-lawsuits/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/testing-for-toxics-at-schools-sparks-questions-lawsuits/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:27:04 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=307</guid>
		<description><![CDATA[By Blake Morrison and Brad Heath, USA TODAY
NATRONA HEIGHTS, Pa. — On crisp fall mornings in the Allegheny River valley, the fog that hangs over Highlands High School usually burns off by the first bell. What remains in the air is the question.
ACROSS THE NATION: Controversies brew over possible toxic emissions
Almost a year after tests [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/testing-for-toxics-at-schools-sparks-questions-lawsuits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ANSI Approves Green Seal Standard for Restaurants</title>
		<link>http://www.environmentalriskmanagers.com/erm/ansi-approves-green-seal-standard-for-restaurants/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/ansi-approves-green-seal-standard-for-restaurants/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:18:47 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=305</guid>
		<description><![CDATA[By GreenerBuildings Staff
WASHINGTON, DC — Green Seal&#8217;s certification standard for restaurants and foodservice operations has been approved by the American National Standards Institute (ANSI), making the guidelines the first of their kind to be nationally recognized, Green Seal said today.
The GS-46 Environmental Standard for Restaurants and Foodservices, released in May, is also the first Green [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/ansi-approves-green-seal-standard-for-restaurants/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rail industry petitions to stop moving toxins</title>
		<link>http://www.environmentalriskmanagers.com/erm/rail-industry-petitions-to-stop-moving-toxins/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/rail-industry-petitions-to-stop-moving-toxins/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:17:05 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=303</guid>
		<description><![CDATA[By Thomas Frank, USA TODAY WASHINGTON — Railroad companies are pressing federal regulators to cut back on trains carrying hazardous materials through urban areas, saying they fear a catastrophic release of toxic chemicals in a large city.
The companies also fear billions in legal claims if toxic materials spill during a derailment or act of sabotage. [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/rail-industry-petitions-to-stop-moving-toxins/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Poor Drinking Water In The United States</title>
		<link>http://www.environmentalriskmanagers.com/erm/poor-drinking-water-in-the-united-states/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/poor-drinking-water-in-the-united-states/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:14:58 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=301</guid>
		<description><![CDATA[The New York Times reported that their reporters found over 500,000 violations of the Clean Water Act by various industries. Reporters filed Freedom of Information Act requests in every state to build a data base for permit reports. The study revealed that permits had been violated and in many cases, no action had been taken [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/poor-drinking-water-in-the-united-states/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Phase I Environmental Site Assessments</title>
		<link>http://www.environmentalriskmanagers.com/erm/phase-i-%e2%80%93-environmental-site-assessments-esas/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/phase-i-%e2%80%93-environmental-site-assessments-esas/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:07:05 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=299</guid>
		<description><![CDATA[environmental Strategist, between the lines: I am often asked what a Phase I site assessment entails. The following article does an excellent job of describing not only what comprises a Phase I but also discusses changes taking place with the addition of All Appropriate Inquiry (AAI). Please share this with client’s looking or buy or [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/phase-i-%e2%80%93-environmental-site-assessments-esas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Easier detection of pollution and impact in rivers</title>
		<link>http://www.environmentalriskmanagers.com/erm/pesticides-easier-detection-of-pollution-and-impact-in-rivers/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/pesticides-easier-detection-of-pollution-and-impact-in-rivers/#comments</comments>
		<pubDate>Tue, 31 May 2011 18:00:18 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=297</guid>
		<description><![CDATA[environmental Strategist, between the lines: This will be coming to the United States which means for any business with exposure to storm water runoff (land owners, contractors, municipalities, schools, golf courses, resorts, agriculture….), now would be an excellent time to buy pollution insurance.
Pesticides &#8211; Easier detection of pollution and impact in rivers
Source: Helmholtz Centre for [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/pesticides-easier-detection-of-pollution-and-impact-in-rivers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pesticide exposure found to increase risk</title>
		<link>http://www.environmentalriskmanagers.com/erm/pesticide-exposure-found-to-increase-risk-of-parkinsons-disease/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/pesticide-exposure-found-to-increase-risk-of-parkinsons-disease/#comments</comments>
		<pubDate>Tue, 31 May 2011 17:57:59 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=295</guid>
		<description><![CDATA[Study finds exposure may have occurred years before symptoms appear
By Mark Wheeler
4/20/2009
The fertile soil of California&#8217;s Central Valley has long made it famous as one of the nation&#8217;s prime crop-growing regions. But it&#8217;s not just the soil that allows for such productivity. Crops like potatoes, dry beans and tomatoes have long been protected from bugs and [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/pesticide-exposure-found-to-increase-risk-of-parkinsons-disease/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Oil Contaminates Des Plaines River</title>
		<link>http://www.environmentalriskmanagers.com/erm/oil-contaminates-des-plaines-river/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/oil-contaminates-des-plaines-river/#comments</comments>
		<pubDate>Tue, 31 May 2011 17:54:19 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=292</guid>
		<description><![CDATA[environmental Strategist, between the lines: Do you have any client&#8217;s with holding /
storage tanks? This loss could be covered under a pollution policy. I wonder how much
the Coast Guard and emergency response contractors charge to clean up 6,000 gallons
from three miles of river near Chicago? I wonder how much the business interruption
costs might be for [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/oil-contaminates-des-plaines-river/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Mexico Dairy Pollution Sparks Manure War</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-mexico-dairy-pollution-sparks-manure-war/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-mexico-dairy-pollution-sparks-manure-war/#comments</comments>
		<pubDate>Tue, 31 May 2011 17:34:37 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=290</guid>
		<description><![CDATA[The picture on many milk cartons shows cows grazing on a pasture next to a country barn and a
silo — but the reality is very different.
More and more milk comes from confined animal feeding operations (CAFOs), where large herds
live in feedlots, awaiting their thrice-daily trip to the milking barn. A factory farm with 2,000 cows
produces [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-mexico-dairy-pollution-sparks-manure-war/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NSF Develops Standard for Low Lead Plumbing Products in Support of New Requirements in California</title>
		<link>http://www.environmentalriskmanagers.com/erm/nsf-develops-standard-for-low-lead-plumbing-products-in-support-of-new-requirements-in-california/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/nsf-develops-standard-for-low-lead-plumbing-products-in-support-of-new-requirements-in-california/#comments</comments>
		<pubDate>Tue, 31 May 2011 17:26:52 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=288</guid>
		<description><![CDATA[ANN ARBOR, Mich. – NSF International today announced the development of a new
compositional standard for products that come in contact with drinking water, including
faucets. The new requirements are incorporated into the NSF/ANSI American National
Standard for Drinking Water Products to help protect the public from exposure to lead.
Annex G – Weighted Average Lead Content Evaluation Procedure [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/nsf-develops-standard-for-low-lead-plumbing-products-in-support-of-new-requirements-in-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New EPA Web Portal Features Green Resources for Retailers</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-epa-web-portal-features-green-resources-for-retailers/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-epa-web-portal-features-green-resources-for-retailers/#comments</comments>
		<pubDate>Tue, 31 May 2011 17:19:12 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=286</guid>
		<description><![CDATA[GreenBiz.com, 8 May 2009 &#8211; In collaboration with the Retail Industry Leaders
Association, the Environmental Protection Agency has launched a web portal for
retailers that offers information and resources about environmental compliance, pollution
prevention and other green issues specific to the industry.
GreenBiz.com, 8 May 2009 &#8211; In collaboration with the Retail Industry Leaders Association, the Environmental Protection Agency has [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-epa-web-portal-features-green-resources-for-retailers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Assessing Outdoor Air Near Schools</title>
		<link>http://www.environmentalriskmanagers.com/erm/assessing-outdoor-air-near-schools/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/assessing-outdoor-air-near-schools/#comments</comments>
		<pubDate>Mon, 23 May 2011 20:54:29 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=284</guid>
		<description><![CDATA[Schools Recommended For Initial Air Toxics Ambient Monitoring Listed Alphabetically by State
Hudson K-Eight Elementary School &#8211; Birmingham, AL
Pollutants to be Monitored &#8211; Metals in PM10, Metals in TSP, PAH, VOCs
Lewis Elementary School -	Birmingham,	AL
Pollutants to be Monitored &#8211; Metals in PM10, Metals in TSP, PAH, VOCs
Riggins School	- Birmingham,	AL
Pollutants to be Monitored &#8211; Metals in PM10, Metals [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/assessing-outdoor-air-near-schools/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Arsenic detected in soil near Livonia playscape</title>
		<link>http://www.environmentalriskmanagers.com/erm/arsenic-detected-in-soil-near-livonia-playscape/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/arsenic-detected-in-soil-near-livonia-playscape/#comments</comments>
		<pubDate>Mon, 23 May 2011 20:38:25 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=282</guid>
		<description><![CDATA[BY CHRISTINA HALL
FREE PRESS STAFF WRITER
Livonia has temporarily closed the Beverly Park play structure because arsenic was detected in the soil near the playscape and in test borings of the wood of the structure.
Fencing was erected around the playscape today. Test results from about 8-10 feet outside the playscape area do not show elevated levels [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/arsenic-detected-in-soil-near-livonia-playscape/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Arsenic contamination has some crying foul</title>
		<link>http://www.environmentalriskmanagers.com/erm/arsenic-contamination-has-some-crying-foul/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/arsenic-contamination-has-some-crying-foul/#comments</comments>
		<pubDate>Mon, 23 May 2011 20:35:04 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=280</guid>
		<description><![CDATA[By BRIAN MCGILLIVARY
February 01, 2009 12:00 am
Arsenic contamination was discovered at a proposed park in Peninsula Township weeks before voters approved a $2 million, 10-year tax to pay for the property.
But voters weren&#8217;t told of the contamination, and some township residents want to know why the Grand Traverse Regional Land Conservancy &#8212; the nonprofit agency [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/arsenic-contamination-has-some-crying-foul/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Accountants urged to brush up water footprinting skills</title>
		<link>http://www.environmentalriskmanagers.com/erm/accountants-urged-to-brush-up-water-footprinting-skills/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/accountants-urged-to-brush-up-water-footprinting-skills/#comments</comments>
		<pubDate>Mon, 23 May 2011 19:44:13 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=266</guid>
		<description><![CDATA[Global professional body issues report calling for wider corporate reporting of water use
James Murray, Business Green 21 May 2009
They may already be under increasing pressure to develop a standard  mechanism for measuring the carbon footprint of a company or product,  but that has not stopped the global body for accountants, the  Association [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/accountants-urged-to-brush-up-water-footprinting-skills/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a Pollutant?</title>
		<link>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant/#comments</comments>
		<pubDate>Wed, 26 May 2010 15:20:25 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=258</guid>
		<description><![CDATA[What is a pollutant?  If you look at an insurance policy they will define a pollutant as smoke, soot, vapors, fumes, acids.  I am not a scientist and so the definition of a pollutant we use at ERMI is a material, substance or product that gets introduced into an environment for other than [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/what-is-a-pollutant/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Envirofacts</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-envirofacts/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-envirofacts/#comments</comments>
		<pubDate>Mon, 24 May 2010 18:23:15 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=254</guid>
		<description><![CDATA[The U.S. Environmental Protection Agency (EPA) has just added more than 6,300 chemicals and 3,800 chemical facilities regulated under the Toxic Substances Control Act (TSCA) to a public database called Envirofacts. The Envirofacts database is EPAâ€™s single point of access on the Internet for information about environmental activities that may affect air, water and land [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-envirofacts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Assault on Batteries</title>
		<link>http://www.environmentalriskmanagers.com/erm/assault-on-batteries/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/assault-on-batteries/#comments</comments>
		<pubDate>Thu, 16 Oct 2008 19:34:11 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=213</guid>
		<description><![CDATA[Environmental Strategist, between the lines: Under federal law you own your waste from cradle to grave. If a battery recycler does not adhere to government environmental standards the facility could be turned into a superfund site. Anyone/business that sent waste batteries to the recycling facility could be responsible for any required clean up.
When is the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/assault-on-batteries/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Drinking water of 41m Americans contaminated with pharmaceuticals</title>
		<link>http://www.environmentalriskmanagers.com/erm/drinking-water-of-41m-americans-contaminated-with-pharmaceuticals/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/drinking-water-of-41m-americans-contaminated-with-pharmaceuticals/#comments</comments>
		<pubDate>Thu, 28 Aug 2008 20:18:46 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=222</guid>
		<description><![CDATA[Source: Environmental News Network  
An investigation by the Associated Press (AP) has revealed that the drinking water of at least 41 million people in the United States is contaminated with pharmaceutical drugs.
It has long been known that drugs are not wholly absorbed or broken down by the human body. Significant amounts of any medication [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/drinking-water-of-41m-americans-contaminated-with-pharmaceuticals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cost Justification Called Top Barrier To Greener Supply Chains</title>
		<link>http://www.environmentalriskmanagers.com/erm/cost-justification-called-top-barrier-to-greener-supply-chains/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/cost-justification-called-top-barrier-to-greener-supply-chains/#comments</comments>
		<pubDate>Sun, 27 Jul 2008 20:20:47 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=218</guid>
		<description><![CDATA[June 27, 2008 &#8211; Supply chain executives striving to green their operations are finding themselves most hamstrung by difficulties in justifying the cost of implementation, according to a new survey.
The survey of 250 supply chain executives finds that of the 78% who are either currently implementing or evaluating green initiatives, close to two-thirds consider &#8220;cost [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/cost-justification-called-top-barrier-to-greener-supply-chains/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Developer To Pay New York States Biggest Stormwater Fine</title>
		<link>http://www.environmentalriskmanagers.com/erm/developer-to-pay-new-york-states-biggest-stormwater-fine/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/developer-to-pay-new-york-states-biggest-stormwater-fine/#comments</comments>
		<pubDate>Tue, 13 May 2008 20:17:04 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=221</guid>
		<description><![CDATA[The developer of the Greenport Commons retail project on Route 9 in the town of Greenport, New York has been slapped with the largest stormwater penalty in the history of New York state.
Widewaters Greenport Co. LLC has agreed to pay a $100,000 settlement to resolve numerous stormwater violations at the development and must also temporarily [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/developer-to-pay-new-york-states-biggest-stormwater-fine/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Canada Could Ban Baby Bottles Containing Bisphenol A</title>
		<link>http://www.environmentalriskmanagers.com/erm/canada-could-ban-baby-bottles-containing-bisphenol-a/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/canada-could-ban-baby-bottles-containing-bisphenol-a/#comments</comments>
		<pubDate>Wed, 23 Apr 2008 19:50:54 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=216</guid>
		<description><![CDATA[environmental Strategist, between the lines: Should you follow Canadaâ€™s lead? For several years I have been reading reports on bisphenol A and while the manufacturers mean no harm to their consumers, evidence is building this product may cause harm.
If Canada fells it is worth restricting maybe you should learn more about how bisphenol A may [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/canada-could-ban-baby-bottles-containing-bisphenol-a/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Standard Provides for Assessment of Potential for Vapor Intrusion into Structures</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-standard-provides-for-assessment-of-potential-for-vapor-intrusion-into-structures/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-standard-provides-for-assessment-of-potential-for-vapor-intrusion-into-structures/#comments</comments>
		<pubDate>Wed, 23 Apr 2008 19:37:13 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=214</guid>
		<description><![CDATA[environmental Strategist, between the lines: In March 2008 the ASTM E 2600-08 Vapor Intrusion was introduced. For property owners, lenders, tenants, realtors, contractors or any others that are involved in real property this is a critical area and vapor intrusion has emerged as a significant environmental issue. ASTM 2600 should now be considered part of [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-standard-provides-for-assessment-of-potential-for-vapor-intrusion-into-structures/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ECO-FRIENDLY MONOPOLY</title>
		<link>http://www.environmentalriskmanagers.com/erm/eco-friendly-monopoly/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/eco-friendly-monopoly/#comments</comments>
		<pubDate>Tue, 22 Apr 2008 20:20:16 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/eco-friendly-monopoly/</guid>
		<description><![CDATA[environmental Strategist between the lines:  If the game that introduced all of us to capitalism is going eco-friendly, I would have say the sustainable business environment is here to stay.  Environmental issues impact every business operating today.  Coming to the realization that sustainability has to be included as part of every business [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/eco-friendly-monopoly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Contractor disturbs chemicals; well water safety threatened</title>
		<link>http://www.environmentalriskmanagers.com/erm/contractor-disturbs-chemicals-well-water-safety-threatened/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/contractor-disturbs-chemicals-well-water-safety-threatened/#comments</comments>
		<pubDate>Wed, 09 Apr 2008 20:19:12 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=217</guid>
		<description><![CDATA[environmental Strategist, between the lines: Share this with your excavation client&#8217;s. Even though the contractor did not cause the pollution, under federal law if you exacerbate an existing pollution condition, even if you are to aware the pollution condition exists, you are now a liable party. I wonder how much it&#8217;s going to cost the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/contractor-disturbs-chemicals-well-water-safety-threatened/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reimbursable Insurance Premiums for Brownfields</title>
		<link>http://www.environmentalriskmanagers.com/erm/reimbursable-insurance-premiums-for-brownfields/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/reimbursable-insurance-premiums-for-brownfields/#comments</comments>
		<pubDate>Sat, 22 Mar 2008 19:42:21 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=215</guid>
		<description><![CDATA[Michigan has created a huge opportunity for insurance agents as it relates to Brownfields.
As of January 2008 Michigan now allows Environmental Liability insurance to qualify as an eligible activity for reimbursement.
Why would any Michigan Brownfield not have environmental insurance on it if the cost will be reimbursed to the owner/developer?
For agents outside of Michigan find [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/reimbursable-insurance-premiums-for-brownfields/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Deep-injection well approved by regulators</title>
		<link>http://www.environmentalriskmanagers.com/erm/deep-injection-well-approved-by-regulators/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/deep-injection-well-approved-by-regulators/#comments</comments>
		<pubDate>Fri, 08 Feb 2008 20:34:16 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=219</guid>
		<description><![CDATA[Environmental Strategist, between the lines: Back in the early 90&#8217;s when I was a retail agent I called this company about the Bay Harbor Brownfield project at the former site of a large cement factory/quarry. I was told by the developers they were all set and there was no need for cost cap coverage, environmental [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/deep-injection-well-approved-by-regulators/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>All Shades of Green Insurance</title>
		<link>http://www.environmentalriskmanagers.com/erm/all-shades-of-green-insurance/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/all-shades-of-green-insurance/#comments</comments>
		<pubDate>Thu, 31 Jan 2008 19:33:02 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=212</guid>
		<description><![CDATA[Most of the commercial insurance products out there with &#8220;green&#8221; in their name appear to be coming out of the property side of the business. 
By Matthew Brodsky
Fireman&#8217;s Fund Insurance Co. was the first carrier to offer a standard property product with its Certified Green Building Replacement and Green Upgrade coverages, released in October 2006.
For [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/all-shades-of-green-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Adam Smith Meet Mother Earth</title>
		<link>http://www.environmentalriskmanagers.com/erm/adam-smith-meet-mother-earth/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/adam-smith-meet-mother-earth/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 19:20:24 +0000</pubDate>
		<dc:creator>lci</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/?p=211</guid>
		<description><![CDATA[From: , Worldwatch Institute,
January 10, 2008 10:13 AM
Washington, D.C.â€” Pioneering entrepreneurs, nongovernmental organizations, and governments around the globe are inventing the Earthâ€™s first sustainable global economy, according to State of the World 2008: Innovations for a Sustainable Economy. In response to climate change and other environmental problems, these leaders are field-testing a remarkable array of [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/adam-smith-meet-mother-earth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Organic Strategies Assure Businesses Minimize Risk, Maximize Value And Optimize Performance while achieving hit ratios in excess of 90%</title>
		<link>http://www.environmentalriskmanagers.com/erm/organic-strategies-assure-businesses-minimize-risk-maximize-value-and-optimize-performance-while-achieving-hit-ratios-in-excess-of-90/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/organic-strategies-assure-businesses-minimize-risk-maximize-value-and-optimize-performance-while-achieving-hit-ratios-in-excess-of-90/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:52:46 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/organic-strategies-assure-businesses-minimize-risk-maximize-value-and-optimize-performance-while-achieving-hit-ratios-in-excess-of-90/</guid>
		<description><![CDATA[In Today&#8217;s  Business Environment, Successful Businesses Use Organic Strategies To  Add Value 
Organic Strategies  Assure Businesses Minimize Risk, Maximize Value And Optimize Performance  while achieving hit ratios in excess of 90% 
Today&#8217;s globally transparent  business environment, feeding off the information highway, has brought  an end to some traditional business/sales [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/organic-strategies-assure-businesses-minimize-risk-maximize-value-and-optimize-performance-while-achieving-hit-ratios-in-excess-of-90/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>environmental Risk Assessment (ERA) Initial Survey</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-risk-assessment-era-initial-survey/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-risk-assessment-era-initial-survey/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:52:07 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-risk-assessment-era-initial-survey/</guid>
		<description><![CDATA[The foundation of an environmental  Management Strategy (eMS) is the environmental Risk Assessment (eRA).  An eRA identifies the various direct and indirect environmental issues  impacting a business. An eRA does not attempt to meet any specific  governmental standards or follow specific due diligence models that  have been developed such as [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-risk-assessment-era-initial-survey/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Development And Execution Of An environmental Management Strategy (eMS)</title>
		<link>http://www.environmentalriskmanagers.com/erm/development-and-execution-of-an-environmental-management-strategy-ems/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/development-and-execution-of-an-environmental-management-strategy-ems/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:51:13 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/development-and-execution-of-an-environmental-management-strategy-ems/</guid>
		<description><![CDATA[Environmental liabilities via  direct or indirect exposures impact virtually every business in existence.  Businesses with direct environmental exposures are quite obvious like  chemical manufactures, hazardous material transporters, environmental  remediation contractorsâ€¦. 
Businesses with indirect environmental  exposures are not quite so obvious, like a financial institution with  a mortgage on an [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/development-and-execution-of-an-environmental-management-strategy-ems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Successfully Writing Environmental Insurance Begins With A Quality Submission</title>
		<link>http://www.environmentalriskmanagers.com/erm/successfully-writing-environmental-insurance-begins-with-a-quality-submission-2/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/successfully-writing-environmental-insurance-begins-with-a-quality-submission-2/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:50:12 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/successfully-writing-environmental-insurance-begins-with-a-quality-submission-2/</guid>
		<description><![CDATA[Virtually every business in  existence faces either direct or indirect environmental exposures.  Through development and execution of an environmental Management Strategy  (eMS), most businesses realize they do not possess the financial strength  to self insure their environmental exposures. One environmental  risk transfer strategy is to purchase an environmental liability insurance [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/successfully-writing-environmental-insurance-begins-with-a-quality-submission-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Now It&#039;s Personal</title>
		<link>http://www.environmentalriskmanagers.com/erm/now-it%e2%80%99s-personal/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/now-it%e2%80%99s-personal/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:16:40 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/now-it%e2%80%99s-personal/</guid>
		<description><![CDATA[Environmental Strategist,  between the lines:  I pulled the following competitive environmental  intelligence from my latest issue of Waste Age magazine.  While  this article addresses those in the waste business it also holds true  for any business operating in the United States today.    
As the article points [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/now-it%e2%80%99s-personal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MOLD AND MILDEW REMEDIATION</title>
		<link>http://www.environmentalriskmanagers.com/erm/mold-and-mildew-remediation/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/mold-and-mildew-remediation/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:14:21 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/mold-and-mildew-remediation/</guid>
		<description><![CDATA[What is Mold?
Mold  are fungi, tiny particles present everywhere, indoors or outdoors. They  will grow from a form called spores. Spores will grow anywhere there  is moisture, warm and humid conditions. Where humidity levels are high  such as basements or showers. No one knows how many species of fungi  exist [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/mold-and-mildew-remediation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HOW ISO 14000 IMPACTS THE COMMERCIAL PROPERTY &amp; CASUALTY INSURANCE AGENT</title>
		<link>http://www.environmentalriskmanagers.com/erm/how-iso-14000-impacts-the-commercial-property-casualty-insurance-agent/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/how-iso-14000-impacts-the-commercial-property-casualty-insurance-agent/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:06:28 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/how-iso-14000-impacts-the-commercial-property-casualty-insurance-agent/</guid>
		<description><![CDATA[Ford, DaimlerChrysler, General  Motors and IBM have forced property and casualty insurance agents  to proactively address the environmental issues that impact their clients  or face E&#38;O suits and/or loosing business. Wait a minute,  you say, what is this all about? 
To start with, let&#8217;s take  a look at what Ford, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/how-iso-14000-impacts-the-commercial-property-casualty-insurance-agent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AIRPORT AND AIRCRAFT MAINTENANCE FACILITIES ENVIRONMENTAL EXPOSURES</title>
		<link>http://www.environmentalriskmanagers.com/erm/airport-and-aircraft-maintenance-facilities-environmental-exposures/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/airport-and-aircraft-maintenance-facilities-environmental-exposures/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:05:49 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/airport-and-aircraft-maintenance-facilities-environmental-exposures/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: This article talks about Environmental  Management Systems (EMS) which are part of ISO 14000. I offer  this competitive intelligence to show, for the aviation industry the  environmental bar is raising. You will find below a list of potential  environmental exposures faced by the aviation industry [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/airport-and-aircraft-maintenance-facilities-environmental-exposures/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Guide On profiting In Today&#039;s Environmental Market</title>
		<link>http://www.environmentalriskmanagers.com/erm/guide-on-profiting-in-today%e2%80%99s-environmental-market/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/guide-on-profiting-in-today%e2%80%99s-environmental-market/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 15:00:52 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/guide-on-profiting-in-today%e2%80%99s-environmental-market/</guid>
		<description><![CDATA[environmental  Risk Managers, Inc. 
Guide On  profiting In Today&#8217;s Environmental Market
Development  and Execution of an
environmental  Management Strategy (eMS)
Liability creates change:   Environmental liabilities have changed the way businesses operate.   This document will show you, how to take advantage of the changes environmental  liabilities have created. 
Part One
We [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/guide-on-profiting-in-today%e2%80%99s-environmental-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Successfully Writing Environmental Insurance Begins With A Quality Submission</title>
		<link>http://www.environmentalriskmanagers.com/erm/successfully-writing-environmental-insurance-begins-with-a-quality-submission/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/successfully-writing-environmental-insurance-begins-with-a-quality-submission/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 14:29:42 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/successfully-writing-environmental-insurance-begins-with-a-quality-submission/</guid>
		<description><![CDATA[Virtually every business in  existence faces either direct or indirect environmental exposures.  Through development and execution of an environmental Management Strategy  (eMS), most businesses realize they do not possess the financial strength  to self insure their environmental exposures. One environmental  risk transfer strategy is to purchase an environmental liability insurance [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/successfully-writing-environmental-insurance-begins-with-a-quality-submission/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Issues First WaterSense Label for Landscape Professionals</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-issues-first-watersense-label-for-landscape-professionals/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-issues-first-watersense-label-for-landscape-professionals/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 14:13:41 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/epa-issues-first-watersense-label-for-landscape-professionals/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: Share this competitive environmental intelligence  with landscape irrigation professionals. Like the impact &#8220;energy  Star&#8221; has had on the appliance industry, so too will the WaterSense  label have a huge impact upon the landscape irrigation industry.  Those who act now to get certified will gain a [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-issues-first-watersense-label-for-landscape-professionals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>In Today&#039;s Business Environment, Successful Businesses Use Organic Strategies To Add Value</title>
		<link>http://www.environmentalriskmanagers.com/erm/in-today%e2%80%99s-business-environment-successful-businesses-use-organic-strategies-to-add-value/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/in-today%e2%80%99s-business-environment-successful-businesses-use-organic-strategies-to-add-value/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 14:11:49 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/in-today%e2%80%99s-business-environment-successful-businesses-use-organic-strategies-to-add-value/</guid>
		<description><![CDATA[Organic Strategies  Assure Businesses Minimize Risk, Maximize Value And Optimize Performance  while achieving hit ratios in excess of 90% 
Today&#8217;s globally transparent  business environment, feeding off the information highway, has brought  an end to some traditional business/sales theories.  In a global economy, commodity or transactional  business theories are facing [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/in-today%e2%80%99s-business-environment-successful-businesses-use-organic-strategies-to-add-value/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL ISSUES IMPACTING HOSPITALS AND MEDICAL FACILITIES</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-hospitals-and-medical-facilities/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-hospitals-and-medical-facilities/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:48:07 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-hospitals-and-medical-facilities/</guid>
		<description><![CDATA[Every hospital and medical  facility operating today faces numerous environmental exposures. The following is a partial list of environmental exposures faced by  hospitals and medical facilities or by the vendors they hire.   This is by no means a complete list.  
After the environmental exposures  list you will find a [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-hospitals-and-medical-facilities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL EXPOSURES FACED BY AUTOMOTIVE SALVAGE YARDS</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-automotive-salvage-yards/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-automotive-salvage-yards/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:47:31 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-automotive-salvage-yards/</guid>
		<description><![CDATA[Common environmental exposures  faced by scrap yards: Automobile parts cover a variety of  segments with each facing their own unique environmental exposures including  metals, ceramics, plastics, rubber, textiles, batteries and electronics.   Many of these segments utilize hazardous materials that produce hazardous  wastes, all of which must be handled appropriately [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-automotive-salvage-yards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Potential environmental liability exposures for general contractors performing above ground and underground construction Services</title>
		<link>http://www.environmentalriskmanagers.com/erm/potential-environmental-liability-exposures-for-general-contractors-performing-above-ground-and-underground-construction-services/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/potential-environmental-liability-exposures-for-general-contractors-performing-above-ground-and-underground-construction-services/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:46:54 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/potential-environmental-liability-exposures-for-general-contractors-performing-above-ground-and-underground-construction-services/</guid>
		<description><![CDATA[Potential environmental  liability exposures: completed operations exposures including  incomplete line hookup or improper system construction causing spills  or emissions; fumes, emission and spills of chemicals applied during  construction (finishers, sealants), lubricant oils and other fluids  from field equipment; release of oils/fuels as a result of vandalism,  site preparation/excavation work [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/potential-environmental-liability-exposures-for-general-contractors-performing-above-ground-and-underground-construction-services/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL ISSUES IMPACTING EDUCATIONAL INSTITUTIONS</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-educational-institutions/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-educational-institutions/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:46:22 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-educational-institutions/</guid>
		<description><![CDATA[Every educational institution  operating today faces numerous environmental exposures. The following  is a list of environmental exposures faced by educational institutions  or by the vendors they hire. This is by no means a complete list. 
After the environmental exposures  list you will find a list of actual environmental looses that have [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-educational-institutions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL EXPOSURES FACED BY GOLF COURSES/RESORTS</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-golf-coursesresorts/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-golf-coursesresorts/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:45:46 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-golf-coursesresorts/</guid>
		<description><![CDATA[This competitive environmental  intelligence is for golf course/resort owners/operators to assist in  understanding the environmental issues that may impact your operations  and potential risk transfer strategies
Common environmental exposures  faced by golf courses/resorts include: Over application of fertilizers,  herbicides, pesticides; improper storage of batteries and raw materials/chemicals/fuels/lubricants/anti-freeze;  leaking underground or [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-golf-coursesresorts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL EXPOSURES FACED BY HUNTING AND FISHING BUSINESSES</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-hunting-and-fishing-businesses/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-hunting-and-fishing-businesses/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:45:05 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-hunting-and-fishing-businesses/</guid>
		<description><![CDATA[Common environmental exposures  encountered with hunting and fishing clubs include: natural  resource damages; storm water runoff; historical pollution from mining,  landfills, manufacturing, government facilities, agriculture, scrap  yards, old equipment; illegal disposal of waste; improper treatment  and/or disposal of sanitary wastewater facilities; nuisance odor claims;  fuel spills from recreational equipment; [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-hunting-and-fishing-businesses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL EXPOSURES FACED BY MANUFACTURERS</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-manufacturers/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-manufacturers/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:44:03 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-manufacturers/</guid>
		<description><![CDATA[Common environmental exposures  faced by manufacturers include: Air emissions from painting and plating  lines, ovens, boilers, reactors, (types of emissions include: carbon  dioxide, nitrous oxides, sulfur dioxide, mercury, particulate (heavy  metals and dusts), VOC (volatile organic compounds); PCB-containing  equipment and transformers; spills or leaks from underground and/or  aboveground storage [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-manufacturers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL EXPOSURES FACED BY PUBLIC ENTITIES/MUNICIPALITIES</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-public-entitiesmunicipalities/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-public-entitiesmunicipalities/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:43:32 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-public-entitiesmunicipalities/</guid>
		<description><![CDATA[Some common environmental exposures  faced by public entities/municipalities include: Wastewater treatment  plants/pumping stations present exposures from nuisance odor claims,  raw sewage rupture, chlorine gas emissions, and historic site conditions  (i.e. old in ground features, surface impoundment, lagoons, clarifiers,  unknown/old landfills; sewer lines, rupture of raw sewage lines, flood,  discharge [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-public-entitiesmunicipalities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL EXPOSURES FACED BY REAL ESTATE  DEVELOPERS AND OWNERS</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-real-estate-developers-and-owners/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-real-estate-developers-and-owners/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:42:51 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-real-estate-developers-and-owners/</guid>
		<description><![CDATA[Real estate developers/owners  face a wide array of environmental exposures. The following competitive  environmental intelligence offers a partial list of environmental exposures  developers/owners of real estate may face. The second part of  this competitive environmental intelligence will review environmental  looses and the third part addresses risk transfer strategies.  
Environmental [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-real-estate-developers-and-owners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Environmental Issues Impacting The Aviation Industry</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-the-aviation-industry/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-the-aviation-industry/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:42:11 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-the-aviation-industry/</guid>
		<description><![CDATA[The following is a list of  environmental exposures that can be faced by aviation operations or  by the vendors they hire. After the description of the exposures  we list actual environmental looses that have occurred and continue  to occur due to reactive businesses. 
Airport and Aircraft Maintenance  Facilities 
The most [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-issues-impacting-the-aviation-industry/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL EXPOSURES FACED BY WASTEWATER TREATMENT PLANTS</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-wastewater-treatment-plants/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-wastewater-treatment-plants/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:40:59 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-wastewater-treatment-plants/</guid>
		<description><![CDATA[Common environmental exposures  faced by wastewater treatment plants include: Discharges of contaminated  effluent, (resulting from a treatment process breakdown, untreatable  contaminants, excess volume from combined sewer overflowsâ€¦.); contaminated  effluent which causes soil, surface water and/or groundwater contamination  (the effects of improperly treated effluent entering a surface water  body might [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-exposures-faced-by-wastewater-treatment-plants/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL LIABILITIES IMPACTING COMMERICAL AND RESIDENTIAL CONTRACTORS</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-liabilities-impacting-commerical-and-residential-contractors/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-liabilities-impacting-commerical-and-residential-contractors/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:40:24 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-liabilities-impacting-commerical-and-residential-contractors/</guid>
		<description><![CDATA[This competitive environmental  intelligence focuses on environmental liabilities faced by commercial  and residential contractors along with actual loss examples and environmental  liability insurance to consider in a risk transfer strategy.
COMMERCIAL  CONTRACTORS
Common environmental exposures  for commercial contractors include: 
Excavation/Site Preparation,  Drilling/Geotechnical Contractors: excavation through and spreading  of unknown preexisting [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-liabilities-impacting-commerical-and-residential-contractors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ENVIRONMENTAL EXPSOURES FOR AUTO DEALER AND REPAIR FACILITIES</title>
		<link>http://www.environmentalriskmanagers.com/erm/environmental-expsoures-for-auto-dealer-and-repair-facilities/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/environmental-expsoures-for-auto-dealer-and-repair-facilities/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:39:26 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/environmental-expsoures-for-auto-dealer-and-repair-facilities/</guid>
		<description><![CDATA[Common environmental exposures  encountered at car dealerships, gasoline/service stations, and garages  include: Leaking underground fuel and waste oil storage tanks;  Untested underground fuel &#38; waste oil/solvent tanks and pipes; Underground  tanks which were removed/abandoned; Lack of information on existing  and former underground tanks (e.g. age, contents, size, construction,  cathodic [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/environmental-expsoures-for-auto-dealer-and-repair-facilities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SECURED CREDITOR COVERAGE FOR FINANCIAL INSTITUTIONS AND ITS ROLE IN A TRANSPARENT BUSINESS ENVIRONMENT</title>
		<link>http://www.environmentalriskmanagers.com/erm/secured-creditor-coverage-for-financial-institutions-and-its-role-in-a-transparent-business-environment/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/secured-creditor-coverage-for-financial-institutions-and-its-role-in-a-transparent-business-environment/#comments</comments>
		<pubDate>Tue, 10 Jul 2007 13:38:32 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Risk Management]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/secured-creditor-coverage-for-financial-institutions-and-its-role-in-a-transparent-business-environment/</guid>
		<description><![CDATA[To make sure we start out on  the same page, I would like to point out that virtually every business  operating today faces either a direct or indirect environmental exposure.  Businesses with direct environmental exposures are quite obvious, i.e.  chemical manufacturers, environmental remediation contractors, hazardous  material transporters, etcâ€¦. 
Businesses with [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/secured-creditor-coverage-for-financial-institutions-and-its-role-in-a-transparent-business-environment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Campaign Stresses Correct Drug Disposal</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-campaign-stresses-correct-drug-disposal/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-campaign-stresses-correct-drug-disposal/#comments</comments>
		<pubDate>Fri, 15 Jun 2007 14:20:48 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/new-campaign-stresses-correct-drug-disposal/</guid>
		<description><![CDATA[Officials from the U.S. Fish  and Wildlife Service and the American Pharmacists Association (APhA)  have signed a formal agreement outlining how they will work cooperatively  to build consumer awareness of the hazards posed by the improper disposal  of unused and expired medications into the nation&#8217;s waterways.
The &#8220;SMARxT DISPOSAL&#8221; campaign was announced [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-campaign-stresses-correct-drug-disposal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Program Recognized by American IAQ Council</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-program-recognized-by-american-iaq-council/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-program-recognized-by-american-iaq-council/#comments</comments>
		<pubDate>Thu, 14 Jun 2007 14:13:42 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/epa-program-recognized-by-american-iaq-council/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: Indoor air quality can be up to 20 times  worse than outdoor air and children are some of the most susceptible.  Most schools are operating on tight budgets and being able to get an  indoor air quality program implemented for free can be very valuable.  [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-program-recognized-by-american-iaq-council/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Group Seeks Ban on Detergent Ingredient</title>
		<link>http://www.environmentalriskmanagers.com/erm/group-seeks-ban-on-detergent-ingredient/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/group-seeks-ban-on-detergent-ingredient/#comments</comments>
		<pubDate>Wed, 06 Jun 2007 14:16:15 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/group-seeks-ban-on-detergent-ingredient/</guid>
		<description><![CDATA[environmental  Strategist, between the lines: If you work with any insured&#8217;s  that use nonylphenol  ethoxylates, or NPEs, typically found is industrial and household detergents,  let them know this change is coming. We always talk about the  indirect environmental exposures a business can face and here is a perfect  example. [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/group-seeks-ban-on-detergent-ingredient/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Grappling With a Climate of Change</title>
		<link>http://www.environmentalriskmanagers.com/erm/grappling-with-a-climate-of-change/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/grappling-with-a-climate-of-change/#comments</comments>
		<pubDate>Fri, 01 Jun 2007 14:15:24 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/grappling-with-a-climate-of-change/</guid>
		<description><![CDATA[environmental Strategist  between the lines: This competitive environmental intelligence  points out we are in the infancy with climate change and positions are  beginning to take shape. The supreme court ruled in April 2007  the EPA can regulate green house gas emissions under the Clean Air Act.  The court also ruled [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/grappling-with-a-climate-of-change/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Car seats draw new warning</title>
		<link>http://www.environmentalriskmanagers.com/erm/car-seats-draw-new-warning/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/car-seats-draw-new-warning/#comments</comments>
		<pubDate>Fri, 18 May 2007 14:02:03 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/car-seats-draw-new-warning/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: CCA treated lumber has been found to leach  chemicals, some plastics when heated (microwave, fire) have been found  to leach chemicals, so car seats following the same path would not surprise  me. There will need to be a lot more research performed to support  this [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/car-seats-draw-new-warning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sick Buildings Introduction</title>
		<link>http://www.environmentalriskmanagers.com/erm/sick-buildings-introduction/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/sick-buildings-introduction/#comments</comments>
		<pubDate>Thu, 17 May 2007 14:24:47 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/sick-buildings-introduction/</guid>
		<description><![CDATA[*There are estimates that up  to 60% of all buildings can be considered sick buildings. 
*Indoor air quality can be  5 to 20 times worse than outdoor air. 
* Research indicates that people  spend approximately 90 percent of their time indoors.
* EPA estimates that poor indoor  air may cost the nation [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/sick-buildings-introduction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Low-impact development concepts</title>
		<link>http://www.environmentalriskmanagers.com/erm/low-impact-development-concepts/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/low-impact-development-concepts/#comments</comments>
		<pubDate>Thu, 10 May 2007 14:29:43 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/low-impact-development-concepts/</guid>
		<description><![CDATA[As communities become more urbanized, rooftops, roadways, parking lots, and other impervious surfaces replace natural ground cover. As impervious surfaces increase, run-off increases and infiltration into the ground decreases.
Download the Low-impact development concepts Article
]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/low-impact-development-concepts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Odorless Vapors: An Insidious Intruder</title>
		<link>http://www.environmentalriskmanagers.com/erm/odorless-vapors-an-insidious-intruder/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/odorless-vapors-an-insidious-intruder/#comments</comments>
		<pubDate>Thu, 10 May 2007 14:23:04 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/odorless-vapors-an-insidious-intruder/</guid>
		<description><![CDATA[Environmental strategist,  between the lines: This competitive environmental intelligence  is from Risk and Insurance Magazine, May 2007, and a special they ran  on &#8220;The Nations Most Overlooked Risks.&#8221; Based on guesstimates  that vapors impact 439,000 sites nationwide, this means in your state  on average there are 8,780 impacted sites. This [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/odorless-vapors-an-insidious-intruder/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Market alert for contractors</title>
		<link>http://www.environmentalriskmanagers.com/erm/market-alert-for-contractors/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/market-alert-for-contractors/#comments</comments>
		<pubDate>Thu, 03 May 2007 14:19:40 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/market-alert-for-contractors/</guid>
		<description><![CDATA[Market alert for contractors  and those that hire construction services:  Over the last year  Environmental Risk Managers has experienced a steady rise in the number  of standard contractors around the country being required to have contractor&#8217;s  pollution liability (cpl) insurance in order to perform their construction  services.  An [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/market-alert-for-contractors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New EPA Site to Help Businesses, People Become Better Environmental Stewards</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-epa-site-to-help-businesses-people-become-better-environmental-stewards/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-epa-site-to-help-businesses-people-become-better-environmental-stewards/#comments</comments>
		<pubDate>Wed, 02 May 2007 14:21:30 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/new-epa-site-to-help-businesses-people-become-better-environmental-stewards/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: This EPA site opens with the following,  &#8220;Environmental stewardship is the responsibility for environmental  quality shared by all those whose actions affect the environment. Everyday,  more than 300 million Americans make countless choices that can impact  our environment. By being an active environmental steward you [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-epa-site-to-help-businesses-people-become-better-environmental-stewards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Americans Report Increased Environmental Consciousness And Expectation That Companies Will Take Action</title>
		<link>http://www.environmentalriskmanagers.com/erm/americans-report-increased-environmental-consciousness-and-expectation-that-companies-will-take-action/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/americans-report-increased-environmental-consciousness-and-expectation-that-companies-will-take-action/#comments</comments>
		<pubDate>Tue, 01 May 2007 13:59:29 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/americans-report-increased-environmental-consciousness-and-expectation-that-companies-will-take-action/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: This report shows environmentally conscious  consumers are a rapidly growing part of the economy and represent 1/3  of Americans. As consumers continue to get educated on our environmental  issues they will become the majority, probably in the next few years.  The survey points out businesses [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/americans-report-increased-environmental-consciousness-and-expectation-that-companies-will-take-action/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bay Area Residents Face Tough Commutes</title>
		<link>http://www.environmentalriskmanagers.com/erm/bay-area-residents-face-tough-commutes/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/bay-area-residents-face-tough-commutes/#comments</comments>
		<pubDate>Mon, 30 Apr 2007 12:55:06 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/bay-area-residents-face-tough-commutes/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: The fire that caused the loss was caused  by the petroleum, I assume this will be classified as a pollutant that  caused the fire. I hope the insured has broadened auto pollution  liability and not just an MCS-90 endorsement. The State of California  said the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/bay-area-residents-face-tough-commutes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tough controls on formaldehyde enacted</title>
		<link>http://www.environmentalriskmanagers.com/erm/tough-controls-on-formaldehyde-enacted/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/tough-controls-on-formaldehyde-enacted/#comments</comments>
		<pubDate>Fri, 27 Apr 2007 14:26:46 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/tough-controls-on-formaldehyde-enacted/</guid>
		<description><![CDATA[
environmental  Strategist, between the lines: As this competitive environmental  intelligence points out if you work in construction, making kitchen  cabinets, counter tops, furniture, veneer or other trades and use formaldehyde,  there is change on the way.  The European Union already has formaldehyde  standards and California is doing them one [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/tough-controls-on-formaldehyde-enacted/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Latest garden rivalry is eco-friendly design</title>
		<link>http://www.environmentalriskmanagers.com/erm/latest-garden-rivalry-is-eco-friendly-design/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/latest-garden-rivalry-is-eco-friendly-design/#comments</comments>
		<pubDate>Fri, 27 Apr 2007 14:17:53 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/latest-garden-rivalry-is-eco-friendly-design/</guid>
		<description><![CDATA[
environmental  Strategist, between the lines: Home Depot would not be in  the business of offering water strategies if they did not know there  was a buck to be made. Any business that can impact water, can  gain a competitive advantage by incorporating or developing a strategic  alliance with a third [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/latest-garden-rivalry-is-eco-friendly-design/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Want E.P.A. Hotel and Convention Center Business? Be a Bit Greener</title>
		<link>http://www.environmentalriskmanagers.com/erm/want-epa-hotel-and-convention-center-business-be-a-bit-greener/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/want-epa-hotel-and-convention-center-business-be-a-bit-greener/#comments</comments>
		<pubDate>Wed, 18 Apr 2007 14:14:26 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/want-epa-hotel-and-convention-center-business-be-a-bit-greener/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: This is just the tip of the iceberg.  The EPA is kicking off the pressure for the hotel and convention businesses  to be greener. Private business will also follow this path as  the pressure for business to reduce their carbon footprint continues  to build. Share [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/want-epa-hotel-and-convention-center-business-be-a-bit-greener/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Noncompliance With Fire Safety Standards Led To Explosion at Bellwood, Ill., Plant</title>
		<link>http://www.environmentalriskmanagers.com/erm/noncompliance-with-fire-safety-standards-led-to-explosion-at-bellwood-ill-plant/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/noncompliance-with-fire-safety-standards-led-to-explosion-at-bellwood-ill-plant/#comments</comments>
		<pubDate>Tue, 10 Apr 2007 14:22:14 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/noncompliance-with-fire-safety-standards-led-to-explosion-at-bellwood-ill-plant/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: Are your clients doing what they can to  avoid this type of tragedy. If a disaster like this occurs are  your clients prepared to handle it? Now is the time to find out,  not after the disaster occurs.
Assisting your clients to develop  and execute their [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/noncompliance-with-fire-safety-standards-led-to-explosion-at-bellwood-ill-plant/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA-certified &quot;Green&quot; rigs become available</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-certified-green-rigs-become-available/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-certified-green-rigs-become-available/#comments</comments>
		<pubDate>Wed, 04 Apr 2007 18:09:50 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/epa-certified-green-rigs-become-available/</guid>
		<description><![CDATA[The Environmental Protection Agency (EPA)  said that beginning this month, many truck and trailer OEMs are offering  customers 2007 models certified by EPA&#8217;s SmartWay program to improve  fuel efficiency. 
By meeting EPA equipment specifications,  these models provide the benefit of saving operators money while reducing  greenhouse gas emissions and air [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-certified-green-rigs-become-available/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ISO&#039;s developing social responsibility standard</title>
		<link>http://www.environmentalriskmanagers.com/erm/iso%e2%80%99s-developing-social-responsibility-standard/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/iso%e2%80%99s-developing-social-responsibility-standard/#comments</comments>
		<pubDate>Thu, 01 Mar 2007 14:17:01 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/iso%e2%80%99s-developing-social-responsibility-standard/</guid>
		<description><![CDATA[environmental Strategist,  between the lines:  Back in the 90&#8217;s when ISO was preparing  for the release of their ISO 9000 and 14000 standards I strategized  how ISO would change the way business operates.  Since then major  corporations around the world have initiated the ISO standards and at  the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/iso%e2%80%99s-developing-social-responsibility-standard/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cleanups of Leaking Fuel Tanks Lag; Job Could Cost $12 Billion</title>
		<link>http://www.environmentalriskmanagers.com/erm/cleanups-of-leaking-fuel-tanks-lag-job-could-cost-12-billion/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/cleanups-of-leaking-fuel-tanks-lag-job-could-cost-12-billion/#comments</comments>
		<pubDate>Fri, 23 Feb 2007 14:10:05 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/cleanups-of-leaking-fuel-tanks-lag-job-could-cost-12-billion/</guid>
		<description><![CDATA[Environmental  Strategist, between the lines: If you work with underground  storage tank (UST) owners, or businesses that buy and sell land, please  share this competitive environmental intelligence.
The last major  UST report that came out I said the government was low in their guesstimate  on the number of leaking tanks and [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/cleanups-of-leaking-fuel-tanks-lag-job-could-cost-12-billion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>City mixed in environment report</title>
		<link>http://www.environmentalriskmanagers.com/erm/city-mixed-in-environment-report/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/city-mixed-in-environment-report/#comments</comments>
		<pubDate>Fri, 23 Feb 2007 14:09:05 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/city-mixed-in-environment-report/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: Reports like this push the issue of transparency  to a broader audience. I would review the report and see where  your city ranks. For cities with low rankings, this competitive  environmental intelligence can be useful to encourage the cities and  businesses operating in the cities [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/city-mixed-in-environment-report/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>WHY ALL RISKS HAVE A POLLUTION EXPOSURE</title>
		<link>http://www.environmentalriskmanagers.com/erm/why-all-risks-have-a-pollution-exposure/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/why-all-risks-have-a-pollution-exposure/#comments</comments>
		<pubDate>Fri, 12 Jan 2007 14:27:43 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/why-all-risks-have-a-pollution-exposure/</guid>
		<description><![CDATA[Every business has exposure  to environmental liabilities and yet only a very small percentage of  P&#38;C insurance agents are discussing environmental issues with their  client&#8217;s. Agents not discussing environmental issues with their  client&#8217;s are needlessly jeopardizing the financial health of the agency.There  is no other commercial insurance product that Since [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/why-all-risks-have-a-pollution-exposure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>OSHA Issues Guidance On Abrasive Blasting in Shipyards, Information Useful To Similar Working Environments</title>
		<link>http://www.environmentalriskmanagers.com/erm/osha-issues-guidance-on-abrasive-blasting-in-shipyards-information-useful-to-similar-working-environments/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/osha-issues-guidance-on-abrasive-blasting-in-shipyards-information-useful-to-similar-working-environments/#comments</comments>
		<pubDate>Wed, 10 Jan 2007 14:24:01 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/osha-issues-guidance-on-abrasive-blasting-in-shipyards-information-useful-to-similar-working-environments/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: This competitive environmental  intelligence  is excellent for any business involved in the abrasive blasting business.  While it is designed with shipyards in mind, it&#8217;s appropriate for  any business involved in abrasive blasting, from contractors, to manufacturer&#8217;s.  While many involved in the abrasive blasting business [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/osha-issues-guidance-on-abrasive-blasting-in-shipyards-information-useful-to-similar-working-environments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>PROTOCOL FOR WATER LEAKS AND MOISTURE ANALYSIS</title>
		<link>http://www.environmentalriskmanagers.com/erm/protocol-for-water-leaks-and-moisture-analysis/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/protocol-for-water-leaks-and-moisture-analysis/#comments</comments>
		<pubDate>Tue, 19 Dec 2006 15:19:04 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/protocol-for-water-leaks-and-moisture-analysis/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: A client of ours, who shall remain anonymous,  is a residential developer, contractor and remediator and they created  &#8220;__________Protocol For Water Leaks and Moisture Analysis&#8221;, to educate  their client&#8217;s and bring value to their product. I feel this  competitive environmental intelligence gives you a proactive [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/protocol-for-water-leaks-and-moisture-analysis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Schools are a Hot Market for Sustainable Design</title>
		<link>http://www.environmentalriskmanagers.com/erm/schools-are-a-hot-market-for-sustainable-design/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/schools-are-a-hot-market-for-sustainable-design/#comments</comments>
		<pubDate>Fri, 15 Dec 2006 15:20:47 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/schools-are-a-hot-market-for-sustainable-design/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: As noted, &#8220;The study also found a strong  need for access to and information on green building products.&#8221;   In other words, educational institutions and their vendors are looking  for competitive environmental intelligence and the one who delivers  it will be indispensable. 
The competitive environmental [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/schools-are-a-hot-market-for-sustainable-design/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Soft Market Antidote</title>
		<link>http://www.environmentalriskmanagers.com/erm/your-soft-market-antidote/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/your-soft-market-antidote/#comments</comments>
		<pubDate>Thu, 14 Dec 2006 15:35:02 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/your-soft-market-antidote/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: One of our environmental insurance carriers  sent out the following competitive environmental intelligence. 
www.estrategist.com
Your Soft Market Antidote
Agents who desire an exceptional  insurance product to round out their contracting risks needlook no further  than Contractor&#8217;s Pollution Liability (CPL) insurance.
Contractors: All contractors  have a pollution exposure, and [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/your-soft-market-antidote/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Expands Water Contaminant Information Tool</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-expands-water-contaminant-information-tool/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-expands-water-contaminant-information-tool/#comments</comments>
		<pubDate>Thu, 14 Dec 2006 14:36:37 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/epa-expands-water-contaminant-information-tool/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: For any of you who work for or with drinking  water and/or wastewater utilities, this competitive environmental intelligence  can be very beneficial. 
EPA Expands Water Contaminant Information  Tool
12/8/2006 Washington, D.C. â€” EPA has  expanded the Water Contaminant Information Tool (WCIT) to assist water  utilities, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-expands-water-contaminant-information-tool/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>D.C. Council Passes Green Building Rules for Private Development</title>
		<link>http://www.environmentalriskmanagers.com/erm/dc-council-passes-green-building-rules-for-private-development/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/dc-council-passes-green-building-rules-for-private-development/#comments</comments>
		<pubDate>Wed, 06 Dec 2006 15:46:44 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/dc-council-passes-green-building-rules-for-private-development/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: All developers would be smart to make adjustments  to their business strategies to incorporate green building practices  if they have not already done so. As this competitive environmental  intelligence points out, green building strategies are gaining momentum.  Those developers that begin to adapt green building [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/dc-council-passes-green-building-rules-for-private-development/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Corporate sustainability pioneers are &#039;creating value&#039;</title>
		<link>http://www.environmentalriskmanagers.com/erm/corporate-sustainability-pioneers-are-creating-value/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/corporate-sustainability-pioneers-are-creating-value/#comments</comments>
		<pubDate>Mon, 20 Nov 2006 15:45:40 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/corporate-sustainability-pioneers-are-creating-value/</guid>
		<description><![CDATA[Environmental Strategist,  between the lines:  As this competitive environmental intelligence  points out &#8220;A ranking of leading companies, based on the quality of  their sustainability reporting, has identified a shift from risk management  towards an &#8220;entrepreneurial approach&#8221; to sustainability. &#8221;  meaning business is moving beyond just meeting government standards.  [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/corporate-sustainability-pioneers-are-creating-value/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>CFOs can give us straight talk on sustainability</title>
		<link>http://www.environmentalriskmanagers.com/erm/cfos-can-give-us-straight-talk-on-sustainability/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/cfos-can-give-us-straight-talk-on-sustainability/#comments</comments>
		<pubDate>Thu, 26 Oct 2006 15:43:54 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/cfos-can-give-us-straight-talk-on-sustainability/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: Share this competitive environmental intelligence  with your client&#8217;s financial TEAM member.  I like how it points out developing and executing an environmental Management  Strategy (eMS) will give the same information as Warren Buffet gives  his investors but from an environmental perspective. This competitive  environmental [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/cfos-can-give-us-straight-talk-on-sustainability/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social innovation: How values-led brands are helping to drive business strategy</title>
		<link>http://www.environmentalriskmanagers.com/erm/social-innovation-how-values-led-brands-are-helping-to-drive-business-strategy/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/social-innovation-how-values-led-brands-are-helping-to-drive-business-strategy/#comments</comments>
		<pubDate>Tue, 24 Oct 2006 15:22:46 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/social-innovation-how-values-led-brands-are-helping-to-drive-business-strategy/</guid>
		<description><![CDATA[Speech by Patrick Cescau, Group CEO  of Unilever, at the Business as an agent of world benefit Forum in Cleveland  (OH), USA (24 October 2006)
According to Unilever&#8217;s Patrick  Cescau, corporate responsibility &#8220;isnâ€™t philanthropy, it&#8217;s  business. For us, social responsibility is about creating social benefits  through our brands and through our [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/social-innovation-how-values-led-brands-are-helping-to-drive-business-strategy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Preschool Puberty and a Search for the Causes</title>
		<link>http://www.environmentalriskmanagers.com/erm/preschool-puberty-and-a-search-for-the-causes/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/preschool-puberty-and-a-search-for-the-causes/#comments</comments>
		<pubDate>Tue, 17 Oct 2006 15:17:28 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/preschool-puberty-and-a-search-for-the-causes/</guid>
		<description><![CDATA[environmental Strategist  between the lines: This competitive intelligence points out  why it&#8217;s critical we all begin to educate ourselves on how environmental  issues impact human health and our ecology. I am not saying the  study is correct but if we follow this issue over time we will be able  to [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/preschool-puberty-and-a-search-for-the-causes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Tool Will Help Colleges Improve Environmental Compliance And Results</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-tool-will-help-colleges-improve-environmental-compliance-and-results/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-tool-will-help-colleges-improve-environmental-compliance-and-results/#comments</comments>
		<pubDate>Thu, 12 Oct 2006 15:15:10 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/new-tool-will-help-colleges-improve-environmental-compliance-and-results/</guid>
		<description><![CDATA[10/12/2006 Washington,    D.C. â€” Colleges and universities nationwide are getting a new learning    tool in the form of a compliance assistance center that will help them    understand and comply with environmental laws. The center, which will also benefit grade    schools, will be the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-tool-will-help-colleges-improve-environmental-compliance-and-results/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>DuPont unveils ambitious environmental plans</title>
		<link>http://www.environmentalriskmanagers.com/erm/dupont-unveils-ambitious-environmental-plans/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/dupont-unveils-ambitious-environmental-plans/#comments</comments>
		<pubDate>Tue, 10 Oct 2006 15:47:38 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/dupont-unveils-ambitious-environmental-plans/</guid>
		<description><![CDATA[environmental Strategist  between the lines: After so many years of delivering competitive  environmental intelligence on why businesses need to develop and execute  their environmental Management Strategy (eMS), it&#8217;s refreshing to  find success stories to help encourage you to commit today to raise  the level of your professional service. DuPont realizes [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/dupont-unveils-ambitious-environmental-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Pollution Within Us</title>
		<link>http://www.environmentalriskmanagers.com/erm/the-pollution-within-us/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/the-pollution-within-us/#comments</comments>
		<pubDate>Tue, 10 Oct 2006 15:28:58 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/the-pollution-within-us/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: As a professional environmental Strategist  (eS) I have spent the last 18 years listening to about every type of  reasoning from business people on how they do not have any environmental  issues impacting their operations. This does nothing more than  point out their ignorance about [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/the-pollution-within-us/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chemical Fire Forces 17,000 to Flee Town</title>
		<link>http://www.environmentalriskmanagers.com/erm/chemical-fire-forces-17000-to-flee-town/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/chemical-fire-forces-17000-to-flee-town/#comments</comments>
		<pubDate>Fri, 06 Oct 2006 15:44:46 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/chemical-fire-forces-17000-to-flee-town/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: There are three main benefits businesses  should look to gain through transferring some of their environmental  liabilities to a third party insurance company. 

All policies come    with defense coverage. As the environmental loss detailed in the    article below unfolds, you can [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/chemical-fire-forces-17000-to-flee-town/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making a Profit and a Difference</title>
		<link>http://www.environmentalriskmanagers.com/erm/making-a-profit-and-a-difference/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/making-a-profit-and-a-difference/#comments</comments>
		<pubDate>Thu, 05 Oct 2006 15:11:44 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/making-a-profit-and-a-difference/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: What came first, the chicken or the egg?  When it comes to environmental/sustainable issues and business, the  question has been, can you be profitable and environmentally friendly/sustainable.
environmental Strategist has  shared with you competitive environmental intelligence about big business,  showing that not only can you be [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/making-a-profit-and-a-difference/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>it&#039;s Good to Be Green</title>
		<link>http://www.environmentalriskmanagers.com/erm/its-good-to-be-green/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/its-good-to-be-green/#comments</comments>
		<pubDate>Fri, 29 Sep 2006 15:06:31 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/its-good-to-be-green/</guid>
		<description><![CDATA[Increasingly companies are recognizing the benefits of eco-efficiency.
Download the it&#8217;s Good to Be Green Feature
]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/its-good-to-be-green/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Study Finds Drugs, Chemicals in Sewage Sludge</title>
		<link>http://www.environmentalriskmanagers.com/erm/study-finds-drugs-chemicals-in-sewage-sludge/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/study-finds-drugs-chemicals-in-sewage-sludge/#comments</comments>
		<pubDate>Tue, 19 Sep 2006 15:24:47 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/study-finds-drugs-chemicals-in-sewage-sludge/</guid>
		<description><![CDATA[
environmental  Strategist between the lines: Bio-solid disposal is an issue  that impacts a broad range of businesses. From the generators,  to those who manage it to those who use it in land application. 
Most people  are not aware that the number one user of antibiotics and steroids is  the pork, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/study-finds-drugs-chemicals-in-sewage-sludge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Manifest Form Required For All Hazardous Waste Handlers</title>
		<link>http://www.environmentalriskmanagers.com/erm/new-manifest-form-required-for-all-hazardous-waste-handlers/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/new-manifest-form-required-for-all-hazardous-waste-handlers/#comments</comments>
		<pubDate>Wed, 13 Sep 2006 15:14:22 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/new-manifest-form-required-for-all-hazardous-waste-handlers/</guid>
		<description><![CDATA[Effective immediately, all hazardous    waste generators and treatment, storage, and disposal facilities must    use EPA&#8217;s standardized hazardous waste manifest form. Since 1980, the    manifest form has provided a complete paper trail of a waste&#8217;s progress    from generation to disposal. It also identifies the [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/new-manifest-form-required-for-all-hazardous-waste-handlers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alma Matters</title>
		<link>http://www.environmentalriskmanagers.com/erm/alma-matters/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/alma-matters/#comments</comments>
		<pubDate>Tue, 12 Sep 2006 15:41:40 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/alma-matters/</guid>
		<description><![CDATA[environmental  Strategist, between the lines: This competitive environmental  intelligence supports what environmental Strategist (eS) have been saying  for years, those businesses who develop and execute an environmental  Management Strategy (eMS), not only learn how to produce and deliver  a better product but they increase their profits. Being environmentally  proactive [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/alma-matters/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding RoHS &#8211; What it Means to U.S. Manufacturers</title>
		<link>http://www.environmentalriskmanagers.com/erm/understanding-rohs-what-it-means-to-us-manufacturers/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/understanding-rohs-what-it-means-to-us-manufacturers/#comments</comments>
		<pubDate>Thu, 31 Aug 2006 15:32:10 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/understanding-rohs-what-it-means-to-us-manufacturers/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: The current regulation being discussed  affects electronics companies dealing in Europe. As the report  points out, this more than likely will be standard operating procedure  here in the U.S. in the very near future. Share this competitive  environmetnal intelligence with your clients in the electronics [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/understanding-rohs-what-it-means-to-us-manufacturers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EPA Takes Important Step in Controlling Air Pollution from Farm Country Animal Feeding Operations</title>
		<link>http://www.environmentalriskmanagers.com/erm/epa-takes-important-step-in-controlling-air-pollution-from-farm-country-animal-feeding-operations/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/epa-takes-important-step-in-controlling-air-pollution-from-farm-country-animal-feeding-operations/#comments</comments>
		<pubDate>Mon, 14 Aug 2006 14:58:04 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/epa-takes-important-step-in-controlling-air-pollution-from-farm-country-animal-feeding-operations/</guid>
		<description><![CDATA[8/24/2006 Washington,    D.C. â€” EPA has just gotten approval to take the next important step    to gather air emissions data from agricultural animal feeding operations    (AFOs) and to ensure compliance with environmental laws. This step consists    of certain AFOs voluntarily taking part in [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/epa-takes-important-step-in-controlling-air-pollution-from-farm-country-animal-feeding-operations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>In the Eye of the Storms</title>
		<link>http://www.environmentalriskmanagers.com/erm/in-the-eye-of-the-storms/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/in-the-eye-of-the-storms/#comments</comments>
		<pubDate>Mon, 07 Aug 2006 15:12:39 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/in-the-eye-of-the-storms/</guid>
		<description><![CDATA[Below are excerpts from a Risk and  Insurance magazine interview with Brian Storms, CEO of Marsh
In the Eye of the  Storms
Brian Storms pulls Marsh out of the  Spitzer quagmire and reinstills in his troops the firm&#8217;s long tradition  of service.
By Jack Roberts
When Brian Storms first arrived at MMC  Corp. as [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/in-the-eye-of-the-storms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Judge blasts EPA&#039;s efforts</title>
		<link>http://www.environmentalriskmanagers.com/erm/judge-blasts-epas-efforts/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/judge-blasts-epas-efforts/#comments</comments>
		<pubDate>Mon, 07 Aug 2006 15:10:00 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/judge-blasts-epas-efforts/</guid>
		<description><![CDATA[He denies  request for later deadline, says agency is &#8216;foot dragging&#8217; on air standards
- Jane Kay, Chronicle Environment Writer
Friday, August 4, 2006 The U.S. EPA devoted substantial  resources to making discretionary rules, many of which are &#8220;more  congenial to industry,&#8221; instead of fulfilling its legal obligation  to curtail toxic air contaminants, [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/judge-blasts-epas-efforts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Willis Index: 2006 Environmental Claims &#8211; The Tip of The Iceberg?</title>
		<link>http://www.environmentalriskmanagers.com/erm/the-willis-index-2006-environmental-claims-%e2%80%94the-tip-of-the-iceberg/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/the-willis-index-2006-environmental-claims-%e2%80%94the-tip-of-the-iceberg/#comments</comments>
		<pubDate>Thu, 03 Aug 2006 15:29:57 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/the-willis-index-2006-environmental-claims-%e2%80%94the-tip-of-the-iceberg/</guid>
		<description><![CDATA[From Insurance Newscast
environmental Strategist,  between the lines:  As this competitive environmental intelligence  points out we are just at the tip of the iceberg in relation to environmental  claims.  According to Willis research, the situation is going to  get worse and have a broader impact on businesses.  To me [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/the-willis-index-2006-environmental-claims-%e2%80%94the-tip-of-the-iceberg/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>GAO Says EPA Suffers from Chronic Management Problems</title>
		<link>http://www.environmentalriskmanagers.com/erm/gao-says-epa-suffers-from-chronic-management-problems/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/gao-says-epa-suffers-from-chronic-management-problems/#comments</comments>
		<pubDate>Wed, 26 Jul 2006 15:01:42 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/gao-says-epa-suffers-from-chronic-management-problems/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: As this competitive environmental intelligence  from the Government Accountability Office (GAO), the investigative arm  of Congress points out, for any business impacted by environmental issues  (SOX, SAB 92 ruling, FIN 47, Superfund, Resource Conservation  and Recovery Act, , Clean Water Act, Clean Air Act, Underground [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/gao-says-epa-suffers-from-chronic-management-problems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Green Group Buys Out Fishermen to Protect Ocean Floor</title>
		<link>http://www.environmentalriskmanagers.com/erm/green-group-buys-out-fishermen-to-protect-ocean-floor/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/green-group-buys-out-fishermen-to-protect-ocean-floor/#comments</comments>
		<pubDate>Thu, 06 Jul 2006 15:02:34 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/green-group-buys-out-fishermen-to-protect-ocean-floor/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: Since an environmental Strategist is a profession  with its roots beginning in the 1990&#8217;s some strategies are not painted  with a broad brush. We are more like the movie  &#8220;What About Bob&#8221;, with Bill Murray, taking baby steps on our  envirolutionary path. The article  [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/green-group-buys-out-fishermen-to-protect-ocean-floor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Our Cities Planning for Sustainability</title>
		<link>http://www.environmentalriskmanagers.com/erm/our-cities-planning-for-sustainability/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/our-cities-planning-for-sustainability/#comments</comments>
		<pubDate>Fri, 09 Jun 2006 15:16:41 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/our-cities-planning-for-sustainability/</guid>
		<description><![CDATA[Environmental Strategist,  between the lines: For anyone involved in the public sector,  whether through employment, election, volunteering, www.estrategist.com offers the following competitive environmental  intelligence.  
Private business and now public  entities are all getting on the sustainability business platform because  it makes sense. Our past, slash and trash economic platform [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/our-cities-planning-for-sustainability/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurers must act on climate change, says Lloyd&#039;s</title>
		<link>http://www.environmentalriskmanagers.com/erm/insurers-must-act-on-climate-change-says-lloyds/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/insurers-must-act-on-climate-change-says-lloyds/#comments</comments>
		<pubDate>Mon, 05 Jun 2006 15:10:54 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/insurers-must-act-on-climate-change-says-lloyds/</guid>
		<description><![CDATA[
environmental  Strategist, between the lines:   First off, I want to point out that it is very rare when I will use  information or comment on climate change because to me there are to  many variables for our experts to understand. Is the earth warming  up? Since the last ice [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/insurers-must-act-on-climate-change-says-lloyds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>It&#039;s Income Tax Time For Americans</title>
		<link>http://www.environmentalriskmanagers.com/erm/its-income-tax-time-for-americans/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/its-income-tax-time-for-americans/#comments</comments>
		<pubDate>Thu, 01 Jun 2006 15:09:10 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/its-income-tax-time-for-americans/</guid>
		<description><![CDATA[environmental Strategist  between the lines: I held off sending the following article  so we could all get past tax time. The following competitive environmental  intelligence is one I have been following for some time and it is only  a matter of time before we see this trend spreading across the United [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/its-income-tax-time-for-americans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>First U.S. Voluntary Standard For Computers In Place</title>
		<link>http://www.environmentalriskmanagers.com/erm/first-us-voluntary-standard-for-computers-in-place/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/first-us-voluntary-standard-for-computers-in-place/#comments</comments>
		<pubDate>Wed, 24 May 2006 14:58:48 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/first-us-voluntary-standard-for-computers-in-place/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: This is part of Environmentally Preferable  Purchasing (EPP) and you and your clients will be seeing a lot more  of EPP. environmental Strategist has been reporting for years  on EPP such as one that is quite common now, Energy Star. Energy  Star is for appliances [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/first-us-voluntary-standard-for-computers-in-place/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Ship It, Ship It Good</title>
		<link>http://www.environmentalriskmanagers.com/erm/ship-it-ship-it-good/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/ship-it-ship-it-good/#comments</comments>
		<pubDate>Tue, 23 May 2006 15:21:53 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/ship-it-ship-it-good/</guid>
		<description><![CDATA[How companies are driving  down the impacts of shipping
By Joel Makower 
23 May 2006
We all know that planes, trains,  and automobiles use gobs of fuel and spew mega-gobs of greenhouse gases  and other pollutants into the atmosphere &#8212; and that makes freight transport  a particularly dirty business.
The environmental impacts of  [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/ship-it-ship-it-good/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Flush With Success</title>
		<link>http://www.environmentalriskmanagers.com/erm/flush-with-success/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/flush-with-success/#comments</comments>
		<pubDate>Tue, 25 Apr 2006 15:00:53 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/flush-with-success/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: As we all know the press likes to sensationalize  and to do this they generally like to report on big companies.  I like this competitive intelligence because it points out how small  businesses with a proactive strategy can benefit. 
I know that 75% of the earths [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/flush-with-success/feed/</wfw:commentRss>
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		<title>Buying Out Liabilities</title>
		<link>http://www.environmentalriskmanagers.com/erm/buying-out-liabilities/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/buying-out-liabilities/#comments</comments>
		<pubDate>Tue, 04 Apr 2006 15:48:26 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/buying-out-liabilities/</guid>
		<description><![CDATA[www.estrategist.com is proud to offer the following  competitive environmental intelligenc:
environmental Strategist,  between the lines: There are those in business who like to  create what they see as job security by portraying the functions they  perform as only being able to be accomplished due to their expertise.  Environmental risk management/insurance has [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/buying-out-liabilities/feed/</wfw:commentRss>
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		<title>AIG Environmental&#039;s Joe Boren Slated for a Panel Discussion at RIMS 2006 to Address the Impact of FIN 47 on Corporate Environmental Disclosure Practices</title>
		<link>http://www.environmentalriskmanagers.com/erm/aig-environmentals-joe-boren-slated-for-a-panel-discussion-at-rims-2006-to-address-the-impact-of-fin-47-on-corporate-environmental-disclosure-practices/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/aig-environmentals-joe-boren-slated-for-a-panel-discussion-at-rims-2006-to-address-the-impact-of-fin-47-on-corporate-environmental-disclosure-practices/#comments</comments>
		<pubDate>Sat, 01 Apr 2006 15:40:23 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/aig-environmentals-joe-boren-slated-for-a-panel-discussion-at-rims-2006-to-address-the-impact-of-fin-47-on-corporate-environmental-disclosure-practices/</guid>
		<description><![CDATA[I offer the following competitive  environmental intelligence supplied by AIG environmental.
AIG EnvironmentalÂ®&#8217;s  Joe Boren Slated for a Panel Discussion at RIMS 2006 to Address the  Impact of FIN 47 on Corporate Environmental Disclosure Practices 
Joe Boren, Chairman &#38; CEO of AIG EnvironmentalÂ®  will participate on a panel at the RIMS conference [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/aig-environmentals-joe-boren-slated-for-a-panel-discussion-at-rims-2006-to-address-the-impact-of-fin-47-on-corporate-environmental-disclosure-practices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>State of Michigan Bond form UST</title>
		<link>http://www.environmentalriskmanagers.com/erm/state-of-michigan-bond-form-ust/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/state-of-michigan-bond-form-ust/#comments</comments>
		<pubDate>Thu, 30 Mar 2006 15:38:58 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/state-of-michigan-bond-form-ust/</guid>
		<description><![CDATA[State of Michigan: R  29.2163d Surety bond, Rule 63.d Section 280.98 is amended as follows:  Section 280.98. (a) An owncr or operator may satisfy the requirements  of section 280.93 by obtaining a surety bond that conforms to the requirements  of this section. The surety company issuing the bond shall be among [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/state-of-michigan-bond-form-ust/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Email to agents on UST bond market status</title>
		<link>http://www.environmentalriskmanagers.com/erm/email-to-agents-on-ust-bond-market-status/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/email-to-agents-on-ust-bond-market-status/#comments</comments>
		<pubDate>Thu, 30 Mar 2006 15:35:55 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/email-to-agents-on-ust-bond-market-status/</guid>
		<description><![CDATA[Competitive environmental intelligence  from www.estrategist.com on Underground Storage Tanks (UST&#8217;s)  financial assurance
Margaret Catalano, of Allied  Insurance Managers in Rochester Hills, Michigan and I were strategizing  on the current status of the financial assurance bond market for UST&#8217;s  in the state of Michigan for one of her clients. (Note:  I [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/email-to-agents-on-ust-bond-market-status/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Bringing risks to account</title>
		<link>http://www.environmentalriskmanagers.com/erm/bringing-risks-to-account/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/bringing-risks-to-account/#comments</comments>
		<pubDate>Sun, 19 Feb 2006 15:42:49 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/bringing-risks-to-account/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: As this article points out, environmental  information is competitive intelligence that businesses need to survive  in today&#8217;s business environment. While this article addresses  issues that impact larger businesses, we know from experience that it  will also have an impact upon smaller businesses as time goes [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/bringing-risks-to-account/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Treated Wood Poses Long-Term Threat</title>
		<link>http://www.environmentalriskmanagers.com/erm/treated-wood-poses-long-term-threat/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/treated-wood-poses-long-term-threat/#comments</comments>
		<pubDate>Tue, 03 Jan 2006 15:31:20 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/treated-wood-poses-long-term-threat/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: Liability, creates change and this is a  liability issue that is, and will create change for the masses.  CCA treated lumber will have a vertical and horizontal liability impact.
From the manufacturers to distributors,  property owners, contractors, disposers, governmental entities and the  list goes on. I [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/treated-wood-poses-long-term-threat/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How green printing can make a good impression</title>
		<link>http://www.environmentalriskmanagers.com/erm/how-green-printing-can-make-a-good-impression/</link>
		<comments>http://www.environmentalriskmanagers.com/erm/how-green-printing-can-make-a-good-impression/#comments</comments>
		<pubDate>Tue, 03 Jan 2006 15:03:31 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Competitive Environmental Intelligence Resources]]></category>

		<guid isPermaLink="false">http://www.environmentalriskmanagers.com/erm/how-green-printing-can-make-a-good-impression/</guid>
		<description><![CDATA[environmental Strategist,  between the lines: For those who work with or are associated  with the printing industry, www.estrategist.com offers the following competitive  environmental intelligence.
The article &#8220;Press Relations,  How green printing can make a good impression&#8221;, supports what environmental  Strategist have been showing clients for years, by developing and executing  [...]]]></description>
		<wfw:commentRss>http://www.environmentalriskmanagers.com/erm/how-green-printing-can-make-a-good-impression/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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