Last year we shared competitive environmental intelligence on a crematory contaminated with radiation from cremating human remains of cancer patients (https://www.kctv5.com/news/cancer-patient-s-treatment-leaves-radiation-contamination-in-arizona-crematory/article_23c6ee93-9fdd-54ed-a6c7-a334c0aec863.html). The link below explores the exposure of radiological / nuclear contamination and failure of septic systems used by cancer patients.
The link below examines what coverage would protect property owners, businesses, neighbors from radiological and nuclear contamination caused by cancer patients? Coverage would be excluded under Standard P&C policies so a pollution policy can protect not only the cancer patients and businesses that serve them but all those in the radiological / nuclear supply chain i.e. production, shipment, storage, implementing medical procedures, caring / serving cancer patients…., tens of thousands of businesses are involved.
In the United States in 2006 (most recent year for data) about 377 million diagnostic and interventional radiological examinations and 18 million nuclear medicine examinations were performed, and that number has grown exponentially since 2006 due to all the new radiological and nuclear medicines.
Work with your insureds that have exposure to radiological / nuclear contamination and put into place an environmental financial assurance plan to protect their business. Keep in mind pollution liabilities tend to be a severity versus frequency issue.