Our podcast series features ERMI’s Chris Bunbury and Brooks Bunbury breaking down why environmental exposures affect every business—even those that don’t think of themselves as “polluters.”
EFA Essentials: What Every Insurance Professional Must Know
Episode 2 explores Environmental Financial Assurance (EFA)—what it is, why it exists, and why it matters more than ever in today’s economic and regulatory environment. Chris and Brooks trace the origins of EFA back to Superfund and federal regulation, explain how contracts and indemnification provisions often leave companies unknowingly self insuring, and break down why insurance is frequently the most practical solution for meeting EFA requirements. They also explore real world use cases across construction, real estate, M&A, and high net worth exposures, clarify common coverage mistakes, and explain how the right EFA strategy can protect balance sheets, reputations, and long term business value.
Environmental Strategist Podcast: Why We’re Here
In this premiere episode, host Mitch Dunford explore why environmental and pollution exposures affect every business—and why so many organizations unknowingly self‑insure due to gaps in standard insurance policies. Chris and Brooks break down what really counts as a “pollutant,” share eye‑opening claim stories, and explain how Environmental Strategists help businesses proactively manage risk, avoid litigation, and turn environmental stewardship into a competitive advantage.
Upcoming episodes of our podcast will explore environmental insurance products in detail, examine various classes of business and their unique exposures, and provide practical insights for navigating today’s environmental risk landscape. Stay tuned!