Products & Services

What is a pollutant?  Any material, substance, or product introduced into an environment for other than its intended use or purpose.  Fresh water, cheese, fruit, and milk have all been classified as pollutants by Insurance Carriers. What pollutants are impacting your clients?

Every business is impacted by environmental exposures! If you are not actively discussing environmental insurance with your clients, when they experience an environmental loss, your E&O insurance may be the only coverage they have.

For more than 25 years environmental Risk Managers, Inc. (eRM) staff of certified environmental Strategist® have assisted retail insurance agents with their client’s environmental insurance needs. You will be paid the same commission if you go direct to the market place or work through us. For agents who work with eRM, we become another source of revenue and a trusted business partner.

eRM has the knowledge, experience, and resources necessary to assist you in handling your clients  needs while adding value to your daily operations. Ultimately we become your trusted business partner. After assisting you in educating your clients on their environmental exposures, we have well established relationships with all of the major Environmental Insurance Carriers (accessing more than 30 markets) for obtaining the best coverage at the best price. With our unsurpassed knowledge of the marketplace, and the capability to handle everything from small family owned businesses to Fortune 500 companies, WE ARE YOUR ONE STOP ENVIRONMENTAL SHOP! eRMI, so much more than just a wholesaler.

Why Environmental Insurance? click here

Coverage’s We Can Assist You With :

  • Environmental Impairment liability (EIL) – also known as Site Specific (PLL, PPL, etc)
  • Contractors Pollution Liability  (CPL)
  • Professional Liability  (E&O)
  • Transportation Pollution Liability (TPL)
  • Mergers & Acquisitions
  • Brownfields
  • Umbrella/Excess Coverage Including Pollution
  • Property Transfer Coverage
  •  Storage Tanks (UST or AST)
  • Clean Up Cost Cap Coverage
  • Closure / Post Closure Care Insurance
  • Lender Liability Coverage
  • Products Pollution Liability
  • The following coverage’s are available in conjunction with CPL, EIL, or E&O:
    • General Liability, Commercial Auto, Inland Marine, Marine Liability, Workers Comp

Services We Provide :

  • Environmental Insurance Brokerage Service 
  • One on One Coaching
  • Environmental Risk Assessments 
  • Education via (CE credits available), Webinars, Live Seminars, and More
  • Guest Speaking Engagements and Presentations
  • Onsite Consulting
  • Existing Coverage Analysis with Recommendations
  • Program Development and Implementation
  • Industry Update Emails
  • Educational News and Coverage Emailer
  • Website Reviews
  • Agency Database Mining
  • Virtual Strategy Sessions with Agents and their Clients